American Express Explorer Credit Card

Card Value & AMEX Points Calculator
The American Express Explorer® Credit Card

The American Express Explorer® Credit Card earns up to 2X points per $1 spent on purchases. It offers an annual $400 travel credit, airport lounge access, access to The Hotel Collection, and complimentary domestic and international travel insurance.

Rewards Rates

Earn 2 points for every $1 spent on the card (excluding government bodies in Australia).
Earn 1 point for every $1 spent on purchases at government bodies in Australia.

Key Cardholder Benefits

  • Receive $400 in annual travel credit that is redeemable on the American Express Travel portal for flights, hotels, car hire, and experiences.
  • Receive two passes to American Express Lounges annually that can be used at Sydney International Airport (T1) or Melbourne International Airport (T2).
  • Book a minimum 2-night stay through The Hotel Collection and receive a room upgrade at check-in (when available) and a US$100 hotel credit for amenities like dining, spa, and other leisure facilities.
  • Be protected with complimentary domestic and international travel insurance when you use your card to pay for your return trip.

Rewards Value

Redemption Options Redemption Value (in cents)
Transfer To Partners 1
AMEX Travel, Webjet, Helloworld 0.5
Gift Cards 0.5
Ticketmaster, David Jones 0.5
Use Points For Purchases 0.5

AMEX points are worth 0.5 cents each on average for most redemptions made through American Express. You can obtain higher value by transferring points to AMEX's airline and hotel partners.

Transfer Partners

Points earned with the American Express Explorer credit card can be transferred to the following partners:


Annual Fees

The American Express Explorer Credit Card has an annual fee of $395. This can easily be wiped out by the annual $400 travel credit which makes this card top-tier for travel and general spending.

You can add up to 4 additional cards for family members or friends at no extra fee.

AMEX Points Calculator

Use the rewards calculator to calculate AMEX points and overall card value per $1 spent for the American Express Explorer credit card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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