Westpac Altitude Points Value Calculator

Altitude Rewards points value

How much are Westpac Altitude Rewards points worth? The answer: 1 cent per point. Every 10,000 points you earn is equal to about $100 in travel value when redeemed through Altitude Travel.

Here's our valuations for Altitude Rewards points:

How calculate Altitude Rewards points value

The value of Altitude Rewards points can vary depending on how they are redeemed. You can calculate the value of Altitude Rewards points by dividing the cash cost of your redemption by the amount of points required.

Altitude Rewards Points Value = Cash Cost of Redemption ÷ Points Required To Book.

If you want to easily calculate the value of your points, jump to our Altitude Rewards Redemption Value Calculator.

Ways to redeem Altitude Rewards points

You will generally get the best value of Altitude Rewards points when transferring them to airline partners. Points can also be redeemed for cash back, gift cards, merchandise, and more for lower value.

Altitude Transfer Partners

Transferring Altitude points to partners will generally give your points the best value. Points can be transferred to Air New Zealand Airpoints, Cathay Pacific Asia Miles, Singapore KrisFlyer, and Virgin Australia Velocity.

Virgin Australia Velocity and Singapore KrisFlyer can give your points higher-than-average value, but there's sweet spots that can be found in all four airlines.

Altitude Travel

Altitude Rewards points can be used to book travel through Westpac. This includes flights, hoetls, activities, car hire and more. You can also mix and match travel to create your own travel package.

The value you receive from either of these will depend on the travel you're booking. Vacation packages booked through Altitude Travel can yield some great results as I've seen some examples across the internet that gives 1 to 3 cents or more in value.

Gift Cards

Altitude Rewards Points can be redeemed towards gift cards which will give you up to 0.46 cents in value per point. Gift cards include a range of stores including David Jones, Myer, Woolworths, and many more.

Both physical and eGift cards are available through the Altitude Rewards portal.

Cashback Redemptions

Altitude Rewards points can be redeemed for cash back starting at 14,100 points for $50 in cash back. This will give your points a value of 0.35 cents apiece.

The table below lists the available increments and the cost in points for each.

Merchandise

Altitude Rewards Points can be redeemed towards merchandise in the Altitude Store. The value you get out of this redemption will vary, but most items that I priced out offered between 0.3 cents and 0.35 cents per point.

That being said, there are usually some hidden gems that can be found when redeeming points towards merchandise. Checking out the prices in the Altitude Store is not a bad idea, but just remember that you can always purchase the item with your card and redeem your points for cashback at a set value of 0.35 cents per point.

Mortgage fee discount

You can redeem your Altitude Rewards Points towards a rebate on your Westpac mortgage fees. You can use your points to pay off all or part of monthly loan maintenance fees or package fees. Redemptions start at 9,600 Altitude Points and this can only be done by phone.

Annual fee rebate

If you want to apply your Altitude Rewards Points towards your annual fee, you can do so. Redemptions must be made in $25, $75, $100, $125, or $150 increments.

Donations to charity

If you're in a giving mood, you can donate your Altitude Rewards Points to charity. Charities include Cancer Council Australia, Westpac Rescue Helicopter, and Surf Life Saving Australia.

Calculator: Convert Altitude Rewards points to dollars

Use the Altitude Rewards Points Value Calculator to calculate the dollar value of Altitude Rewards Points based on our average redemption values for the program.

Calculator: Altitude Rewards Points redemption value

Use our Altitude Rewards Points Redemption Value Calculator to determine the cash value of a redemption based on the cost in cash versus the cost in Altitude Rewards points. This tool is useful when trying to decide whether a redemption is worth it.

Credit cards that earn Altitude Rewards points

Westpac offers a handful of credit cards that earns Altitude Rewards points on your purchases. You can earn points with these cards:

Credit Card	Card Details
Westpac Altitude Rewards Black Card Value & Points Calculator	Earn 6 points for every $1 spent on Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, on up to $10,000 per month (then 1.25X). Earn 2 points for every $1 spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats. Earn 1.25 points for every $1 spent on all other purchases Two complimentary Priority Pass airport lounge passes each year Complimentary travel and shopping insurances. $295 annual fee.
Westpac Altitude Rewards Platinum Card Value & Points Calculator	Earn 3 points per $1 spent on Qantas and Jetstar flights bought in Australia, on up to $10,000 per month (then 1X). Earn 2 points per $1 spent on Uber, Uber Eats, Spotify Premium, Airbnb and on Overseas Spend (including overseas purchases made from Australia). Earn 1 point per $1 spent on all other purchases. Complimentary travel and shopping insurances. $175 annual fee.