Westpac Altitude Rewards Black

Card Value & Altitude Points Calculator
Westpac Altitude Rewards Black

The Altitude Rewards Black credit card earns up to 6X Altitude Rewards points on purchases. It offers two complimentary lounge passes annually, complimentary insurances, and personal concierge service.

Rewards Rates

Earn 6 points for every $1 spent on Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, on up to $10,000 per month (then 1.25X).
Earn 2 points for every $1 spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats.
Earn 1.25 points for every $1 spent on all other purchases

Key Cardholder Benefits

  • Relax before you fly with 2 complimentary Priority Pass airport lounge passes each year.
  • Enjoy complimentary insurances including access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months’ complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance.

Rewards Value

Redemption options Redemption value (in cents)
Redeeming points through Altitude Travel 1+
Gift card redemptions 0.46
Cash back redemptions 0.33

Westpack Altitude Rewards points have the best value of 1 cent or more when redeemed for travel. You can also transfer points to Westpac's airline partners for a chance at higher value.

Transfer Partners

Points earned with the Westpac Altitude Black can be transferred to the following partners:


Annual Fees

The Westpac Altitude Rewards Black has an annual fee of $295.

Income Requirements

The Westpac Altitude Rewards Black requires a minimum income of $75,000 annually.

Altitude Points Calculator

Use the rewards calculator to calculate Altitude Rewards points per $1 spent and the cash value of the Altitude Rewards Black. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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