AMEX Membership Rewards Points Calculators (U.K.)

AMEX Points Calculator for earning with AMEX U.K. credit cards based on spend and transferring points to American Express transfer partners.

The Membership Rewards Program is a bank rewards program offered by American Express. It is one of the most popular bank rewards programs worldwide and one of best bank rewards programs for earning rewards with airline and hotel partners via point transfers.

Alongside Membership Rewards, AMEX also offers cash back credit cards as well as co-branded credit cards with British Airways and Nectar Rewards.

American Express Membership Rewards Credit Cards

American Express offers six credit cards that earn Membership Rewards Points which consists of four personal cards and two business cards.

If you're looking for elite travel benefits, you'll want to heavily consider The Platinum Card or The Business Platinum Card. Both cards offers a long, long list of benefits which includes global lounge access and worldwide travel protection.

The Platinum Card®
The Platinum Card®
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 point for every £1 spent on all card purchases.
+1
Earn 1 additional point for every £1 spent at American Express Travel Online.
Main Card Highlights
  • Get points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.
  • Complimentary access to over 1,200 airport lounges across more than 130 countries worldwide.
  • Enjoy comprehensive worldwide protection for you, your family and your Supplementary Cardmembers.
  • Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out with Fine Hotels & Resorts.
  • Get elevated to the higher tiers of our leading hotel loyalty partner programmes, including Hilton Honors and Marriot Bonvoy Gold Elite Status. Platinum Cardmembers also receive a $200 statement credit for every booking with onefinestay.com.
  • Enjoy access to the higher tiers of our travel partners’ loyalty programmes including Avis Preferred and Hertz Gold Plus Rewards® with benefits including a discount of up to 15%.
  • Receive a £10 statement credit every month when you book a trip with Addison Lee and Tristar car services in the UK using your Platinum Card. Terms apply.
  • As a Platinum Cardmember you and your Platinum Supplementary Cardmember can enjoy up to 20% off airfares on some of the world’s finest airlines, when booking through Platinum Concierge or at American Express Travel Online.
  • Purchase Protection and Refund Protection covers eligible items purchased using the Card.
Annual Fee
£575
Supplementary Cards
First Platinum supplementary card is £0, additional cards are £285 each.
Non-Sterling Transaction Fee
2.99%
American Express® Preferred Rewards Gold Credit Card
American Express® Preferred Rewards Gold Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3X points for every £1 spent at American Express Travel.
2X
Earn 2x points for every £1 spent directly with airlines or in a foreign currency.
1X
Earn 1X points for every £1 spent on all other purchases.
Main Card Highlights
  • Deliveroo Benefit Exclusively For Gold Cardmembers - Enrol to enjoy all your favourite dishes Deliveroo’d to your door, and get £5 back. Twice every month.
  • Take advantage of two complimentary Priority Pass lounge visits per year at over 1200 airport lounges globally.
  • Earn an additional 10,000 Membership Rewards points each year when you spend at least £15,000 within the 12-month period of your Card anniversary.
  • Transfer your Membership Rewards® points to 12 airline partners' loyalty programmes including British Airways Executive Club, Emirates Skywards, and Virgin Atlantic Flying Club.
  • Use your Membership Rewards® points to make eligible purchases at merchants such as Amazon.co.uk and Ticketmaster.
  • Purchase Protection and Refund Protection covers eligible items purchased using the Card.
Annual Fee
£140 (£0 in your first year)
Supplementary Cards
£0 for first card, then £45 for each additional card
Non-Sterling Transaction Fee
2.99%
The American Express Card
The American Express Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 point for every £1 spent on the card.
Main Card Highlights
  • Launched in 1969, the American Express Green Card remains the iconic Charge Card that enables you to stay in control of your finances
  • Earn Membership Rewards® points on virtually all your purchases
  • Redeem your points with our great partners, including Amazon, Harrods and Marks & Spencer
  • Benefit from no Pre-set spending limit
  • Add family members or a partner to your Account and earn Membership Rewards points faster.
  • Travel inconvenience insurance Covering flight cancellations, and delayed baggage when flights are purchased on your Card
Annual Fee
£60
Supplementary Cards
£0 for first card, then £17.50 for each additional card
Non-Sterling Transaction Fee
2.99%
The American Express® Rewards Credit Card
The American Express® Rewards Credit Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 point for every £1 spent on the card.
Main Card Highlights
  • Earn one Membership Rewards® point for every full pound you spend on purchases.
  • Redeem your points with our great partners, including Amazon, Boots and Currys PC World.
  • Shop with confidence online, on the high street and on your travels with built-in shopping and fraud protection for you and your Supplementary Cardmembers.
  • With your Credit Card you have the freedom to pay off your balance all at once or over several months.
  • Enjoy Refund Protection on eligible items. If the UK retailer won't refund the eligible item, we will, up to a maximum of £200.
  • If you bought it on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item.
Annual Fee
£0
Supplementary Cards
£0
Non-Sterling Transaction Fee
2.99%
The American Express® Business Platinum Card
The American Express® Business Platinum Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1 Membership Rewards® point for every full £1 you spend on the Card.
+1
Earn 1 additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel.
Main Card Highlights
  • Access to more than 1,200 airport lounges across 130 countries, including The Centurion® Lounges and membership of Priority Pass™.
  • You can receive one complimentary Business Platinum Supplementary/Employee Card and unlimited complimentary Business Gold Cards to keep your business moving.
  • Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out with Fine Hotels & Resorts.
  • You and your Platinum supplementary cardmembers will receive benefits with Hilton, Marriot Bonvoy™, Meliá Hotels International, and Radisson Hotel Group.
  • Enhance your business trips or personal holidays – with Hertz and Avis.
  • Receive a £150 statement credit when you book with onefinestay.
  • Complimentary annual digital subscription to The Times and The Sunday Times, worth £312 per year, will keep you in the know.
  • Get up to £75 in statement credits between January and June and up to £75 in statement credits between July and December for United Kingdom purchases with Dell Technologies on your Business Gold Card when enrolled.
  • With the Business Platinum Card you have up to 54 calendar days until your payment is due so you can keep money in your Account for longer and have more flexibility when managing your finances.
  • The Business Platinum Card has no pre-set spending limit which gives you the flexibility to vary your purchasing from month to month.
  • You, your family, as well as your Supplementary Cardmembers are covered, whether travelling together or travelling alone on business and leisure trips of up to 120 days when travel is booked on your Card.
  • 24-hour online business account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.
Annual Fee
£595
Supplementary Cards
One complimentary supplementary Platinum Business Card, then £295 per additional card.
Non-Sterling Transaction Fee
2.99%
The American Express® Business Gold Card
The American Express® Business Gold Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
For every full £1 you spend on your Card, you’ll earn 1 Membership Rewards point
+1
Earn 1 additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel.
Main Card Highlights
  • Earn 10,000 extra Membership Rewards points when you spend £20,000 per quarter. That’s a potential 40,000 bonus points per year.
  • With Amex Business Gold you have up to 54 days payment period on purchases, so your cash can stay in your Account for longer, making money management more flexible.
  • With no pre-set spending limit, you have the opportunity to invest in your business and maximise your Membership Rewards at the same time.
  • You can request up to 99 complimentary Supplementary Cards for employees and associates
  • Get up to £50 in statement credits between January and June and up to £50 in statement credits between July and December for United Kingdom purchases with Dell Technologies on your Business Gold Card when enrolled.
  • You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.
Annual Fee
£0 the first year, then £125
Supplementary Cards
Non-Sterling Transaction Fee
desc%

AMEX Membership Rewards Points Calculators

Calculate the transfer of AMEX Membership Rewards Points to airline miles and hotel rewards points.
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