Quick Overview
Earning RBS Rewards
You can collect Natwest Rewards when using a debit or credit card linked to a RBS Reward account and logging into the RBS mobile banking app once a month.
Redeeming RBS Rewards
RBS Rewards can be banked into your bank account, traded for physical and electronic gift cards, or be donated to one of RBS's chosen charities.
RBS Rewards Value
RBS Rewards are worth face value meaning that £1 in Rewards has a value of £1. You can obtain higher value when using the Trade Up option.
RBS Credit Card Reward Calculators
Use our RBS credit card calculators to calculate total RBS Rewards and overall card value based on the spend amounts you enter, how much you value card benefits, and annual fees. Compare results side-by-side other top credit cards.
RBS Reward Black credit card
- Earn 1% back in Rewards at supermarkets and 0.5% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers and enjoy shopping worldwide with no foreign transacion fee.
- £84 annual fee or £0 if you have a Reward Black account.
RBS Reward credit card
- Earn 1% back in Rewards at supermarkets and 0.25% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers.
- £24 annual fee or £0 if you have a Reward Black account.
