Quick Overview
Earning NatWest Rewards
You can collect NatWest Rewards when using a debit or credit card linked to a NatWest Reward account and logging into the NatWest mobile banking app once a month.
Redeeming NatWest Rewards
NatWest Rewards can be banked into your bank account, traded for physical and electronic gift cards, or be donated to one of NatWest's chosen charities.
NatWest Rewards Value
NatWest Rewards are worth face value meaning that £1 in Rewards has a value of £1. You can obtain higher value when using the Trade Up option.
NatWest Credit Card Point Calculators
Use our credit card rewards calculator to calculate total NatWest Rewards per £1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
NatWest Reward Black credit card
- Earn 1% back in Rewards at supermarkets and 0.5% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers and enjoy shopping worldwide with no foreign transacion fee.
- £84 annual fee or £0 if you have a Reward Black account.
NatWest Reward credit card
- Earn 1% back in Rewards at supermarkets and 0.25% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers.
- £24 annual fee or £0 if you have a Reward Black account.
