American Express Nectar Credit Card

Card Value & Nectar Points Calculator
Nectar Credit Card

If you're looking to earn the highest amount of Nectar points on your purchases, the American Express Nectar Credit Card is the best option. It earns 2 points per £1 spent on the card which gives you a minimum of 3 points per £1 when spending with Nectar partners and using the Nectar loyalty card.

Rewards Rates

Earn 2 points for every £1 spent on the card.
Collect a minimum of 3 points per £1 spent at Nectar partners when using the Nectar Credit Card and loyalty card, that's a 1 additional point bonus.

Rewards Value

Nectar points Value in pounds
1 Point £0.01
100 Points £0.50
200 Points £1
500 Points £2.50
1,000 Points £5
2,000 Points £10
5,000 Points £25

Every 500 Nectar Points you redeem are worth £2.50 in cash value. This gives Nectar Points a value of £0.005 per point.

Transfer Partners

Nectar points can be transfered to British Airways Avios at a rate of 400 Nectar points for 250 Avios.


You can use our Nectar Points To Avios to calculate the transfer of Nectar points to Avios.

Annual Fees

The Nectar Credit Card annual fee is £0 the first year, then £25 annually.

Nectar Points Calculator

Input your monthly and yearly spend amounts into the Nectar Credit Card point calculator to see how much you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!