Quick Overview
- Rewards Currency: Rewards are the official currency of NatWest Reward credit cards, with an identical program available through Royal Bank of Scotland (RBS).
- Flexible Redemption Options: Redeem Rewards for gift cards, airline miles, direct deposits, or charity donations.
- Face Value Redemptions: Rewards are worth £1 for every £1 redeemed when deposited into a bank account or donated to charity.
- Gift Card Bonuses: Redeeming Rewards for gift cards offers increased value, providing more than the standard cash redemption rate.
- Airline Miles Conversion: Convert Rewards into British Airways Avios or Emirates Skywards miles for opportunities to maximize their value.
NatWest Credit Card Rewards Calculators
NatWest offers two credit cards that earn Rewards that can be redeemed for gift cards, airline miles, direct deposit, or charity donations.
The NatWest Black Reward Credit Card offers excellent value, with no foreign transaction fees and a higher flat-rate earning on non-supermarket purchases. It's especially worthwhile if you can waive the annual fee by holding a Reward Black current account.
Use our NatWest credit card rewards calculators to calculate total Rewards and card value based on spend and card benefits, minus any annual fees.
NatWest Rewards Value Calculators
NatWest Rewards are worth face value when deposited into a bank account or donated to charity, but are be worth more redeemed for gift cards. You can also convert Rewards into airline miles which can give you a shot at even higher value.
Learn more about NatWest Rewards redemption options and calculate the value you can get out of the Trade Up (gift card) option.
