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Quick Overview

Earning NatWest Rewards

You can collect NatWest Rewards when using a debit or credit card linked to a NatWest Reward account and logging into the NatWest mobile banking app once a month.

Redeeming NatWest Rewards

NatWest Rewards can be banked into your bank account, traded for physical and electronic gift cards, or be donated to one of NatWest's chosen charities.

NatWest Rewards Value

NatWest Rewards are worth face value meaning that Β£1 in Rewards has a value of Β£1. You can obtain higher value when using the Trade Up option.

NatWest Credit Cards

Use our NatWest credit card calculators to calculate total NatWest Rewards and overall card value based on the spend amounts you enter, how much you value card benefits, and annual fees. Compare results side-by-side credit cards from any issuer.

NatWest Reward Black credit card
NatWest Reward Black credit card
  • Earn 1% back in Rewards at supermarkets and 0.5% back in Rewards on all other purchases.
  • Earn up to 15% back in Rewards shopping with MyReward retailers and enjoy shopping worldwide with no foreign transacion fee.
  • Β£84 annual fee or Β£0 if you have a Reward Black account.
NatWest Reward credit card
NatWest Reward credit card
  • Earn 1% back in Rewards at supermarkets and 0.25% back in Rewards on all other purchases.
  • Earn up to 15% back in Rewards shopping with MyReward retailers.
  • Β£24 annual fee or Β£0 if you have a Reward Black account.

NatWest Rewards Calculators & Guides

NatWest Rewards Value: How They Work & Exchange Calculator

View the full list of redemptions and calculate the exchange rates with NatWest Retail Partners.

Point Value & Conversion Calculator