RBS Reward Black credit card
Fees
Earning Rates
- Earn 1% back in Rewards at supermarkets.
- Earn 0.5% back in Rewards everywhere else.
Main Benefits
- Up to 15% back in rewards with selected retailers and no foreign transaction fees.
Rewards Details
- RBS Rewards are worth face value on average meaning that £10 in Rewards will have a cash value of £10.
RBS Reward Black Credit Card Points Calculator
Input your monthly and yearly spend amounts to calculate how many points you can earn with the RBS Reward Black Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
RBS Reward Black Credit Card Details
The RBS Reward Black credit card is a great option for earning general rewards on everyday purchases as well as a solid international travel card thanks to having no fees on purchases made abroad.
If you can avoid paying the annual fee by having a Reward Black current account, it could easily be worth picking up.
Earning Rates
The RBS Reward Black Credit Card earns Rewards at the following rates:
- 1% back in Rewards at supermarkets.
- 0.5% back in Rewards everywhere else.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the RBS Rewards Black Credit Card:
- Bonus Rewards: Earn up to 15% back when shopping at MyReward retailers with the RBS Reward Credit Card.
- No Foreign Transaction Fees: You will not pay foreign transaction fees when using this card to make purchases abroad.
Transfer Partners & Conversion Calculator
Fees
Annual Fee
The RBS Reward Black Credit Card has a £84 annual fee. This fee is waived if you have a Reward Black current account.
Authorized User Fee
There is no fee to add authorized users to the RBS Reward Black Credit Card. You can add up to 1 via the application process and up to 2 additional after you've been approved for a total of 3 supplementary cards.
Non-sterling Purchase Fee
The RBS Reward Black Credit Card has a 0% non-sterling purchase fee. This means you can use this card to earn Rewards on purchases made worldwide without being penalized.
RBS Rewards Calculators & Guides
Calculator: What's The Value of RBS Rewards?
RBS Reward Black Credit Card
