Quick Overview

  • Rewards Currency: Rewards are the official currency of RBS Reward credit cards, with an identical program available through NatWest.
  • Redemption Options: Redeem Rewards for gift cards, airline miles, direct deposits, or charity donations.
  • Rewards Value Redemptions: Rewards hold face value when deposited into a bank account or donated to charity (£1 in Rewards = £1 in value).
  • Boosted Gift Card Value: Gift card redemptions offer increased value, making them more rewarding than cash deposits.
  • Airline Miles Conversion: Convert Rewards to British Airways Avios or Emirates Skywards miles, potentially unlocking higher value.
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RBS Credit Card Rewards Calculators

RBS offers two credit cards that earn Rewards that can be redeemed for gift cards, airline miles, direct deposit, or charity donations.

It's worth noting that the RBS Reward Black credit card also has no foreign transaction fees and earns Rewards at a higher flat-rate on non-Supermarket purchases which makes it very well worth picking up—especially if you can avoid the annual fee by having a Reward Black current account.

Use our RBS credit card rewards calculators to calculate total Rewards and card value based on spend and card benefits, minus any annual fees.

RBS Rewards Value Calculators

RBS Rewards are worth face value when deposited into a bank account or donated to charity, but are be worth more redeemed for gift cards. You can also convert Rewards into airline miles which can give you a shot at even higher value.

Learn more about RBS Rewards redemption options and calculate the value you can get out of the Trade Up (gift card) option.