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Which Credit Card Points Transfer To American Airlines?

View the list of AAdvantage credit card partners and find out which cards will earn you the most rewards based on the spend amounts you enter.
Page Created: 04-29-2024

American Airlines is a direct transfer partner of several hotel loyalty programs and one U.S. credit card rewards program. This gives you a handful of additional credit cards that you can use to earn AAdvantage miles outside of using AA's own co-branded credit cards.

American Airlines credit card transfer partners

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If you're looking to maximize your AAdvantage miles outside of using AA's own co-branded credit cards, Bilt Rewards, Marriott Bonvoy, and World of Hyatt are our top picks for earning AAdvantage miles.

Bilt Rewards credit cards

Bilt Rewards is the only major U.S. credit card rewards program that transfer to American Airlines AAdvantage which makes it a very valuable program for frequent AA flyers.

Bilt offers a single Mastercard which not only has no annual fee, but allows you to pay rent with no transaction fee, has no foreign transaction fees on international purchases, and offers top-notch travel insurance and cell phone insurance. Benefits like these are rare on a no-annual fee card.

Credit Card Highlights
Best For Rent Payments
  • Earn 3X points on dining.
  • Earn 2X points on travel.
  • Earn 1X points on rent payments, up to 100,000 points per year.
  • Earn 1X points on all other purchases.
  • Enjoy cell phone coverage and travel coverage including trip cancellation and interruption insurance.
  • No annual fee and no foreign transaction fees.

Marriott Bonvoy credit cards

Marriott Bonvoy Points can be transferred to American Airlines AAdvantage at a 3:1 ratio which means that 3,000 Marriott Bonvoy Points can be converted to 1,000 AAdvantage Miles.

As a Marriott Bonvoy member, you'll earn 10 base points per $1 spent at most properties, up to an additional 7.5 points based on your elite status in the program, and up to another additional 6 points with Marriott credit cards. That means you can earn a total of up to 23.5 Marriott Bonvoy points per $1 spent at Marriott properties which is equal to a whopping 7.83 AAdvantage miles per $1 spent!!

Here are the Marriott credit cards you can use to earn AAdvantage miles:

Credit Card Benefits
Best For High-End Marriott Travelers
  • Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program
  • Earn 3X Marriott Bonvoy points at Worldwide Restaurants and on flights booked directly with airlines
  • Earn 2X Marriott Bonvoy points on all other eligible purchases
  • Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide
  • Receive complimentary Marriott Bonvoy Platinum Elite status
  • Receive 1 Free Night Award every year after your Card renewal month worth up to 85,000 Marriott Bonvoy points
  • Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card with no limit to how many times you can use this credit
  • Receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status each calendar year
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership
  • $650 annual fee (See Rates & Fees)
  • Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy
  • Earn 4X Marriott Bonvoy points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2x points)
  • Earn 2X Marriott Bonvoy points on all other eligible purchases
  • Earn 1,000 Marriott Bonvoy bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy
  • Earn 1 Free Night Award worth up to 50,000 points after spending $15,000 on eligible purchases on your card in a calendar year
  • Each calendar year you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy Elite status
  • $250 annual fee (See Rates & Fees)
  • Welcome Offer: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
  • Earn 6X points at hotels participating in the Marriott Bonvoy® program
  • Earn 4X points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • Earn 2X points on all other eligible purchases
  • Receive a Free Night Award that's good for any hotel that costs 35,000 points or less at the time of booking and earn a second 35,000-Point Free Night Award after spending $60,000 on the card during the calendar year.
  • Receive 15 elite nights towards top-tier elite status with Marriott
  • Enjoy complimentary Marriott Gold Elite status
  • $125 annual fee (See Rates & Fees)
Marriott Bonvoy Bountiful™ Credit Card
Marriott Bonvoy Bountiful™ Credit Card
  • Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy
  • Earn 4X points for every $1 on the first $15,000 spent in combined purchases each year on grocery store and dining purchases
  • Earn 2X points for every $1 spent on all other purchases
  • Earn 1,000 Bonus Points per each eligible stay at hotels participating in Marriott Bonvoy.
  • Receive 15 Elite Night Credits per calendar year and automatic Gold Elite status each account anniversary year as a cardmember.
  • Enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one-night hotel stay at a property with a redemption level up to 50,000 points
  • $250 annual fee
Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless® Credit Card
  • Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
  • Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 2X Bonvoy points for every $1 spent on all other purchases.
  • Receive a Free Night Award that's good for any hotel that costs 35,000 points or less at the time of booking
  • Receive 15 elite nights towards top-tier elite status with Marriott
  • Receive 1 Elite Night Credit towards Elite Status with Marriott for every $5,000 you run across the card
  • Enjoy complimentary Marriott Silver Elite status
  • $95 annual fee
Marriott Bonvoy Bold® Credit Card
Marriott Bonvoy Bold® Credit Card
  • Earn 3 Bonvoy points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
  • Earn 2 Bonvoy points for every $1 spent on other travel purchases
  • Earn 1 Bonvoy point for every $1 spent on all other purchases
  • Receive 15 elite nights towards top-tier elite status with Marriott
  • Enjoy complimentary Marriott Silver Elite status
  • $0 annual fee

World of Hyatt credit cards

World of Hyatt Points can be transferred to American Airlines AAdvantage at a 2.5:1 ratio. This means that every 2,500 Hyatt points you transfer will give you 1,000 AAdvantage miles. On top of that, Every 50,000-block of Hyatt points you transfer in a single transaction will net you an additional 5,000 AAdvantage miles.

One important thing to keep in mind with transferring Hyatt points is that they are generally worth 2 cents or more when booking stays at Hyatt properties. So you'll want to make sure transferring points to AAdvantage is worth it as you may devalue your points.

Here are the credit cards Hyatt offers:

Credit Card Benefits
World of Hyatt Card
World of Hyatt Card
Best For Hyatt Purchases
  • Earn 4 Bonus Points per $1 spent at Hyatt hotels
  • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Earn 1 Bonus Point per $1 spent on all other purchases
  • Receive an Annual Free Night Award good for a stay at a Category 1-4 Hyatt hotel or resort and earn a second Free Night Award every year that you spend $15,000 or more on the card
  • Receive complimentary Hyatt Discoverist Status as long as you're a Chase Hyatt Credit Card holder
  • Receive 5 Qualifying Nights towards Hyatt Elite Status every year and earn 2 additional Qualifying Nights for every $5,000 you run through the card.
  • $95 annual fee
Best For Hyatt Business Travelers
  • Intro Bonus: 60,000 Bonus Points
  • Earn 4 Bonus Points per $1 when you use your card at Hyatt hotels
  • Earn 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter
  • Earn 2 Bonus Points per $1 spent on fitness club and gym memberships
  • Earn 1 Bonus Point per $1 spent on all other purchases
  • Get up to $100 in Hyatt statement credits when you spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year
  • Receive complimentary Hyatt Discoverist Status as long as you're a Chase Hyatt Business Card holder
  • For every $10,000 spent on the card, you'll earn 5 annual Qualifying Nights towards reaching top-tier elite status with Hyatt
  • After spending $50,000 on the card, you'll get 10% of your redeemed points back for the rest of the calendar year
  • $199 annual fee

Calculator: Which card will earn you the most miles?

Use our calculator to find out which AAdvantage credit card partners will earn you the most miles. Input your monthly and yearly spend amounts into the tool and it will estimate total miles and overall card value.

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Calculator Options
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Credit Card Rewards Programs
Select the credit card rewards program that you want to earn rewards for. Results will include all credit cards offered by the selected program and any other credit cards offered by partners that allow you to earn rewards with the selected program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
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Deletes all categories in the Category Spending section so you can start fresh.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.

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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.