Coles No Annual Fee Mastercard Value & Points Calculator

Coles No Annual Fee Mastercard

The Coles No Annual Fee Mastercard earns 1 Flybuys point for every $2 spent on the card. It offers an intro 0% p.a. on purchases, complimentary purchase insurance, and complimentary access to 24/7 local concierge.

Rewards Rates

Earn 1 Flybuys point per $2 spent on eligible purchases.

Key Cardholder Benefits

  • Tap & Pay with Apple Pay and Samsung Pay
  • Protected By The Coles Shield
  • Complimentary Purchase Insurance
  • Access to 24/7 Local Concierge
  • Up To 55 Interest Free Days
  • Mastercard & Flybuys Card All-In-One

Rewards Value

Redemption option Redemption value in cents
Transferring points to partners 1 - 1.5
Redeeming points at checkout 0.5
Redeeming points towards Flybuys Travel 0.5

Flybuys Points are worth 0.5 cents each when redeemed at checkout and when used towards travel through Flybuys Travel. Points can also be transferred to Virgin Australia Velocity which can give your points values of up to 1.5 cents or more.

Transfer Partners

Flybuys Points earned with the Coles Rewards Mastercard can be transferred to Virgin Australia Velocity. This redemption option offers the most value as you'll be able to earn as much as 1.5 cents or more per point when redeeming for flights.


Annual Fees

The Coles No Annual Fee Mastercard has an annual fee of $0. Additional cardholders can also be added at no extra fee.

Flybuys Points Calculator

Input your monthly and yearly spend amounts to calculate how many Flybuys points you can earn with the Coles No Fee Mastercard. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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