Coles Rewards Mastercard

Benefits & Flybuys Points Calculator
Review the benefits of the Coles Rewards Mastercard and calculate how many Flybuys points you can earn based on the spend amounts you enter.
Last Updated 2022-07-01

The Coles Rewards Mastercard is the best option if you're looking to maximize your earnings in the Flybuys Rewards program.

The card offers up to 2 Flybuys Points per $1 spent on eligible purchases. Plus, you'll be able to earn an additional point shopping at Coles when you scan the barcode on your card for a total of up to 3 Flybuys Points per $1 spent.

In addition bonus points, the Coles Rewards Mastercard features a handful of other benefits with the most notable one being no international transaction fee on purchases. This means you can use the card worldwide and earn Flybuys Points no matter where you shop in the world.

Overall, the Coles Rewards Mastercard is a solid option if you're looking to get the most out of the Flybuys Rewards program.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Coles Rewards Mastercard earning rates

Up To 2X All Purchases

The Coles Rewards Mastercard earns up to 2 Flybuys Points per $1 spent on eligible spend.

You'll earn 2 Flybuys Points per $1 on spend up to and including $3,000 in each statement period and then earn 1 Flybuys Point per $1 thereafter.

+1 Coles

As a Coles Rewards member, you'll earn 1 Flybuys Point per $1 spent when you scan your Flybuys Card. The Coles Rewards Mastercard doubles as your Flybuys Card, so you'll earn an additional 1 point when you scan your card.

This means you can earn up to 3 Flybuys Points per $1 spent with the Coles Rewards Mastercard.

Coles Rewards Mastercard benefits

The Coles Rewards Mastercard features the following card benefits:

  • No International Transaction Fee On Purchases
  • Tap & Pay with Apple Pay and Samsung Pay
  • Protected By The Coles Shield
  • Complimentary Purchase Insurance
  • Access to 24/7 Local Concierge
  • Up To 55 Interest Free Days
  • Mastercard & Flybuys Card All-In-One

Coles Rewards Mastercard points value

Redemption option Redemption value in cents
Transferring points to partners 1 - 1.5
Redeeming points at checkout 0.5
Redeeming points towards Flybuys Travel 0.5

Flybuys Points are worth 0.5 cents each when redeemed at checkout and when used towards travel through Flybuys Travel. Points can also be transferred to Virgin Australia Velocity which can give your points values of up to 1.5 cents or more.

Coles Rewards Mastercard points transfer

Flybuys Points earned with the Coles Rewards Mastercard can be transferred to Virgin Australia Velocity. This redemption option offers the most value as you'll be able to earn as much as 1.5 cents or more per point when redeeming for flights.

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Flybuys points calculator

Input your monthly and yearly spend amounts to calculate how many Flybuys points you can earn with the Coles Rewards Mastercard. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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