Coles Rewards Mastercard Value & Points Calculator

Coles Rewards Mastercard

The Coles Rewards Mastercard earns up to 2X points on all purchases. It offers no international transaction fee on overseas purchases, complimentary purchase insurance, access to 24/7 local concierge. It's one of the best options for earning Flybuys points on all purchases worldwide.

Rewards Rates

Up To 2X
Earn 2 Flybuys points per $1 spent up to and including $3,000 in each statement period, then 1X thereafter.
+1
As a Coles Rewards member, earn 1 Flybuys point per $1 spent when you scan your Flybuys Card for a total of 3 points per $1 spent using the Coles Rewards Mastercard.

Key Cardholder Benefits

  • No International Transaction Fee On Purchases
  • Tap & Pay with Apple Pay and Samsung Pay
  • Protected By The Coles Shield
  • Complimentary Purchase Insurance
  • Access to 24/7 Local Concierge
  • Up To 55 Interest Free Days
  • Mastercard & Flybuys Card All-In-One

Rewards Value

Redemption option Redemption value in cents
Transferring points to partners 1 - 1.5
Redeeming points at checkout 0.5
Redeeming points towards Flybuys Travel 0.5

Flybuys Points are worth 0.5 cents each when redeemed at checkout and when used towards travel through Flybuys Travel. Points can also be transferred to Virgin Australia Velocity which can give your points values of up to 1.5 cents or more.

Transfer Partners

Flybuys Points earned with the Coles Rewards Mastercard can be transferred to Virgin Australia Velocity. This redemption option offers the most value as you'll be able to earn as much as 1.5 cents or more per point when redeeming for flights.

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Annual Fees

The Coles Rewards Mastercard has an annual fee of $99. Additional cardholders can be added for $0.

Flybuys Points Calculator

Input your monthly and yearly spend amounts to calculate how many Flybuys points you can earn with the Coles Rewards Mastercard. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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