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Best Rewards Credit Card Finder Tool Australia

Use our Best Rewards Credit Card Finder Tool to find the best Australia credit cards for earning points, miles, and cash back based on your spend amounts.
By: Robert Flowers III
Page Also Available For:
🇺🇸 US 🇨🇦 CA 🇬🇧 UK
I want to find the best
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General
Credit cards that earn rewards based on general categories.
Rewards
Earn well-rounded rewards that can be used for almost anything — travel, cash back, gift cards, merchandise, and more.
Travel Rewards
Earn rewards that are great for a wide variety of travel including airfare, hotels, car rentals, and more.
Cash Back Rewards
Cash back is the most flexible of rewards — it's worth face value and can be redeemed for almost anything.
Airline Rewards
Earn rewards that focus on getting you free and discounted flights the fastest.
Hotel Rewards
Earn rewards that focus on getting you free and discounted hotel stays the fastest.
Credit Card Rewards
Earn flexible rewards that can be converted into airline miles, hotel points, and other rewards. Best overall for value.
Flexible Travel Rewards
View the results for all major rewards programs — American Express, ANZ, Amplify, CommBank, Westpac, BOQ, and NAB.
Airline Miles
Maximize your frequent flyer miles with a specific airline.
Hotel Rewards Points
Maximize your hotel rewards points with a specific hotel loyalty program
Other Rewards
Maximize your rewards with other various programs.
Holder
View offers based on which bank offers the card.
American Express
Earn points, miles, and cash back with American Express credit cards.
ANZ
Earn points, miles, and cash back with ANZ credit cards.
Commonwealth Bank
Earn points, miles, and cash back with Commonwealth Bank credit cards.
NAB
Earn points, miles, and cash back with NAB credit cards.
Network
View offers based on the card's network.
AMEX
Credit cards that are part of the AMEX network.
Visa
Credit cards that are part of the VISA network (Visa, Visa Platinum, Visa Signature, Visa Infinite, Visa Infinite Privilege).
Mastercard
Credit cards that are part of the MASTERCARD network (Mastercard, Platinum Mastercard, World Mastercard, World Elite Mastercard).
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Rewards Calculator: Which Card Is Best For You?

Input your monthly and yearly spend amounts into our calculator to find out which credit cards will earn you the most rewards and best return on your spend.

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If the calculator doesn't load after a few seconds, click here to re-load calculator.
Calculator Options
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Income Maximum
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household -AND- select the maximum income requirement you want listed in the results.
Enter Your Monthly & Yearly Spend Amounts
Add Categories
Options
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

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