Calculator: CommBank Smart Awards Credit Card
Fees
Earning Rates
- Earn 1.5 Awards points per $1 spent at major Australian supermarkets, department stores, petrol stations, dining (cafes, restaurants & fast food) and utilities (electricity, gas & water).
- Earn 1 Awards point per $1 spent on all other purchases.
- Once you have spent $5,000 in any given statement period, you will earn 0.5 Awards points per $1 spent on any other purchases within that period.
Main Benefits
- Earn up to 2 Bonus Points per $1 spent on your highest eligible transaction made in a statement period, no monthly fee if you spend at least $2,000 during your statement period, no international transaction fees, international travel insurance, and airport lounge access.
Rewards Details
- CommBank Awards points earned with the Smart Awards credit card are worth 0.5 cents apiece on average. This means 10,000 points are equal to around $50 in value.
Awards Points Calculator
Input your monthly and yearly spend amounts into the calculator to find out how much you can earn with the Smart Awards credit card. Compare results side by side up to 2 credit cards.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
