Canada Airline Rewards Credit Cards & Mile Calculators

Co-branded Airline Cards
Calculate how many airline miles you can earn and the cash value of co-branded airline credit cards based on spend, the value of benefits, and fees.
By R.Flowers III
Page Also Available For:

There's a small handful of co-branded credit cards available in Canada. Luckily, there's two three major credit card rewards programs that you can also use to earn airline miles in Canada.

Click on any of the credit cards listed to calculate how many airline miles you can earn based on the spend amounts you enter into the tool. Compare the results of any card side-by-side up to two additional credit cards from any issuer.

Air Canada Aeroplan

Air Canada offers a large amount of co-branded credit cards for Canada based members through American Express, CIBC, and TD Bank. These consist of high-end, mid-level, and no annual fee Aeroplan credit cards.

Credit Card Benefits Annual Fee
Best For Aeroplan Benefits
  • 3X points on Air Canada and Air Canada Vacations purchases
  • 2X points on dining and food delivery purchases in Canada
  • 1.25X points on all other purchases
  • Annual worldwide companion pass after spending $25K on the card
  • Free checked bag for you and up to 8 others traveling with you
  • Access to Air Canada Maple Leaf Lounges and Air Canada Cafes in North America
$599
  • Earn 2X points on eligible Air Canada and Air Canada Vacations purchases
  • Earn 1.5X points on eligible dining and food delivery purchases in Canada
  • Earn 1X points on all other purchases
  • Free checked bag for you and up to 8 others traveling with you
  • Earn Status Qualifying Miles and Status Qualifying Segments spending on the card
$120
  • Earn 3X points on eligibile direct purchases with Air Canada and Air Canada Vacations
  • Earn 2X points on eligible direct hotel and car rental purchases in Canada
  • Earn 1.25X points on all other purchases
  • Annual worldwide companion pass after spending $25K on the card
  • Priority Pass lounge and Maple Leaf Lounge access
  • Free checked bag for you and up to 8 others traveling with you
$599
  • Earn 2 points for every $1 you spend with Air Canada directly, including through Air Canada Vacations®
  • Earn 1.5 points for every $1 you spend on gas, groceries, travel and dining
  • Earn 1.25 points for every $1 you spend on all other purchases
  • Annual worldwide companion pass after spending $25K on the card
  • Priorty Pass lounge and Maple Leaf Lounge access
  • Free checked bag for you and up to 8 others traveling with you
$599
Best For Aeroplan Travelers
  • 1.5X points on gas, grocery, and Air Canada purchases
  • 1X points on all other purchases
  • Free first checked bag for you and up to 8 others traveling with you
  • Earn elite status faster spending on the card
$139
Best For No Annual Fee
  • 1X points on Air Canada, gas station, and grocery purchases
  • 1X/$1.50 on all other purchases
$0
  • Intro Bonus: Earn up to 105,000 Aeroplan points
  • Earn 2 points for every $1 spent on eligible purchases made directly with Air Canada® including Air Canada Vacations®
  • Earn 1.5 points for every $1 you charge to your Card on eligible gas, groceries, travel and dining purchases
  • Earn 1.25 points for every $1 you charge to your Card on all other purchases
  • Annual companion pass after spending $25K on the card
  • Priority Pass lounge and Maple Leaf Lounge access
  • Free checked bag for you and up to 8 others traveling with you
$599
  • Intro Bonus: Earn up to 50,000 Aeroplan points
  • Earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
  • Earn 1 point for every $1 spent on all other Purchases made with your Card
  • Free checked bag for you and up to 8 others traveling with you
$139
  • Intro Bonus: Earn up to 20,000 Aeroplan points
  • Earn 1 point for every $1 spent on Air Canada, gas station, and grocery purchases
  • Earn 1 point for every $1.50 spent on all other purchases
  • Car rental insurance and shopping coverage
$0
Best For Business Travelers
  • Intro Bonus: Earn up to 60,000 Aeroplan Points
  • 2X points on Air Canada and Air Canada Vacations purchases
  • 1.5X points on travel, dining, and select business category purchases
  • 1X points on all other purchases
  • Earn a one-time Maple Leaf Lounge Guest Pass for every $10K spent on the card, up to 4 passes per year
  • Free first checked bag for you and up to 8 others traveling with you
  • Earn elite status faster spending on the card
$149

Alaska Airlines MileagePlan

Alaska Airlines offers two co-branded credit cards through MBNA bank. The biggest difference between both cards is that the World Elite Mastercard offers free checked bags and price protection which is more than worth the $14 annual fee difference.

Credit Card Benefits Annual Fee
  • Earn 3 Miles for every $1 spent with Alaska Airlines
  • Earn 1 Mile for every $1 spent on everything else
  • Every year, receive an Alaska Companion Fare starting at $121 USD.
  • First checked bag free for yourself and up to five others traveling with you
  • Avis and Budget discounts
  • Be protected with price protection, extended warranty, and purchase assurance
$99
  • Earn 3 Miles for every $1 spent with Alaska Airlines
  • Earn 1 Mile for every $1 spent on everything else
  • Every year, receive an Alaska Companion Fare starting at $121 USD.
  • Avis and Budget discounts
  • Be protected with extended warranty and purchase assurance
$75

British Airways Avios

British Airways offers one co-branded credit card through Royal Bank of Canada. It's a solid card for earning Avios directly, but you earn lots more points using AMEX Canada Membership Rewards.

Credit Card Benefits Annual Fee
  • Intro Bonus: 60,000 bonus Avios
  • Earn 2X Avios on British Airways purchases
  • Earn 1X Avios on all other purchases
  • Receive a Companion Award eVoucher when you spend $30K during the calendar year
  • Save 3 cents per litre on fuel with Petro-Canada and get 20% more Petro-Points when fueling up
  • Visa Infinite Benefits
$165

Cathay Pacific Asia Miles

Cathay offers one co-branded credit card through Royal Bank of Canada. It's a decent card, but (again) you'll be better off using the AMEX Canada Membership Rewards program to earn rewards.

Credit Card Benefits Annual Fee
  • Intro Bonus: Receive up to 40,000 Asia Miles
  • Earn 2 points for every $1 spent online at cathaypacific.com
  • Earn 1.25 points for every $1 CAD equivalent of foreign currency spent.
  • Earn 1 point for every $1 spent on everything else
  • Complimentary Marco Polo Green Tier Membership the first cardmember year
  • Travel and shopping coverage
$120

WestJet Rewards

WestJet offers two co-branded credit cards through Royal Bank of Canada. Both cards are great option if you frequently fly the airline.

Credit Card Benefits Annual Fee
  • Intro Bonus: Earn up to 450 WestJet dollars
  • Earn 2% back in WestJet Dollars on purchases made with WestJet
  • Earn 1.5% back in WestJet Dollars on all other purchases
  • Receive an annual companion voucher good for travel in Canada, the continental U.S., and the entire WestJet network
  • Free checked bag for yourself and up to 8 others traveling with you
  • Great travel and shopping coverage
$119
  • Intro Bonus: Earn up to 100 WestJet Dollars
  • Earn 1.5% back in WestJet Dollars on purchases made with WestJet
  • Earn 1% back in WestJet Dollars on all other purchases
  • Receive an annual companion voucher good for travel in Canada and the continental U.S.
  • Travel and shopping coverage
$39

Flexible Rewards

There are three major credit card rewards programs that earn rewards you can transfer to frequent flyer and other programs: American Express CA Membership Rewards, RBC Avion Rewards, and HSBC Canada Premier Rewards.

AMEX Membership Rewards

Membership Rewards points can be transferred to 8 travel partners which consists of 6 frequent flyer programs. Those partners are:

Loading...

You can earn Membership Rewards points using the following credit cards:

Credit Card Benefits Annual Fee
Best For Luxury Travel & Lounge Access
  • Earn 3X points on dining and food delivery purchases in Canada
  • Earn 2X points on travel
  • Earn 1X points on all other purchases
  • Annual $200 CAD Travel Credit
  • $100 CAD NEXUS statement credit
  • Access 1,300+ airport lounge around the world including Centurion Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta), and Priority Pass lounges
  • Access to hotel benefits when booking Fine Hotels & Resorts and The Hotel Collection
  • Enroll in complimentary Hilton Honors Gold status, Marriott Bonvoy Gold Elite status, and Radisson Rewards Americas Gold status
$699
  • Earn 2 points for every $1 spent on travel, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 spent on eligible gas, grocery and drugstore purchases in Canada
  • Earn 1 point for every $1 spent on everything else
  • Annual $100 CAD Travel Credit
  • $50 CAD NEXUS Statement Credit
  • Priority Pass and Plaza Premium Lounge access
  • Access to hotel benefits when booking through The Hotel Collection
$250
Best Overall Travel Rewards Card
  • Earn 5 points for every $1 spent on eligible restaurant and grocery stores in Canada, including food and grocery delivery
  • Earn 3 points for every $1 spent on streaming subscriptions with select providers in Canada
  • Earn 1 point for every $1 spent on all other purchases
  • Access to hotel benefits when booking through The Hotel Collection
$12.99 per month ($155.88 annually)
Best For No Annual Fee
  • Earn 1 point for every $1 on all card purchases
  • Be protection with shopping coverage.
$0
Best For Luxury Business Travel & Lounge Access
  • Earn 1.25 points for every $1 spent on all card purchases
  • Access 1,300+ airport lounge around the world including Centurion Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta) and Priority Pass lounges
  • Access to hotel benefits when booking Fine Hotels & Resorts and The Hotel Collection
  • Complimentary elite Marriott Gold Bonvoy Elite status
  • Get access to discounted base fares for you and your travel companions when you book through the International Airline Program
  • Excellent travel and shopping coverage
$499
  • Earn 1 point for every $1 in card purchases on everything
  • Earn 10,000 bonus Membership Rewards Points when you spend $20,000 in net purchases each calendar quarter (up to 40K points annually)
  • Travel and shopping coverage
$199
Best For Business Purchases
  • Earn 3 points for every $1 spent on eligible office supplies & electronics, rides & gas, and eats & drinks
  • Earn 1 point for every $1 spent on all other purchases
  • Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus, up to 12,000 bonus points a year
  • Car rental theft & damage insurance and shopping coverage
$99

RBC Avion Rewards

Avion Elite points can be transferred to 5 travel partners which consists of 4 frequent flyer program. Those partners are:

Loading...

Do note that Avion Premium points can only be transferred to WestJet Rewards (and to Hudson Bay with a few exceptions).

You can earn Avion Rewards points using the following credit cards:

Credit Card Card Benefits Annual Fee
  • Intro Bonus: Earn up to 55,000 Avion points
  • Earns Avion Elite Points
  • Earn 1.25 Avion points for every $1 spent on all purchases
  • Access to the RBC Air Travel Redemption Schedule which offers high value towards airfare
  • Transfer points to all RBC travel partners
  • Airport lounge access
  • Extensive insurance coverage
$399
  • Intro Bonus: Up To 55,000 Bonus Points
  • Earns Avion Elite Points
  • Earn 1.25 points for every eligible $1 spent on travel related purchases
  • Earn 1 point for every $1 you spend on all other purchases
  • Access to the RBC Air Travel Redemption Schedule which offers high value towards airfare
  • Transfer points to all RBC travel partners
  • Travel and shopping coverage
$120
  • Intro Bonus: Earn up to 55,000 Avion Points
  • Earns Avion Elite Points
  • Earn 1 Avion point for every dollar you spend on the card
  • Access to the RBC Air Travel Redemption Schedule which offers high value towards airfare
  • Transfer points to all RBC travel partners
  • Travel and shopping coverage
$120
  • Intro Bonus: 12,000 Avion points
  • Earns Avion Premium Points
  • Earn 3 Avion points for every $1 spent on grocery, dining, food delivery, rides, gas, EV charging, streaming, digital gaming, and subscriptions
  • Earn 1 Avion point for every $1 spent on everything else
$4 per month ($48 per year)
  • Intro Bonus: 6,000 Avion points
  • Earns Avion Premium Points
  • Earn 1.5 Avion points for every $1 spent on grocery, rides, gas, EV charging, streaming, digital gaming, and subscriptions
  • Earn 1X Avion points for every $1 spent on all other purchases
$0
  • Intro Bonus: 25,000 Avion points
  • Earns Avion Elite Points
  • Earn 1.25 Avion points for every $1 spent on the card, on up to $75,000 per year (then 1X)
  • Airport lounge access
  • Access to the RBC Air Travel Redemption Schedule which offers high value towards airfare
  • Transfer points to all RBC travel partners
  • Travel and shopping coverage
$175
  • Intro Bonus: 20,000 Avion points
  • Earns Avion Elite Points
  • Earn 1 Avion point for every $1 spent on the card
  • Access to the RBC Air Travel Redemption Schedule which offers high value towards airfare
  • Transfer points to all RBC travel partners
  • Reduced annual fee for RBC Avion Visa Platinum or RBC Avion Visa Infinite cardholders
  • Travel and shopping coverage
$120
  • Earns Avion Premium Points
  • Earn 1 Avion point for every $2 spent on your card
  • Redeem points for travel, merchandise, gift cards, and financial rewards
  • Shopping coverage
$0

HSBC Canada Rewards

HSBC Premier points can be transferred to a small handful of airline partners. Those partners are:

Loading...

You can earn HSBC points using the following credit cards:

Credit Card Benefits Annual Fee
  • Earn 3% in travel rewards on all eligible purchases (6 points per $1)
  • Earn 1.5% in travel rewards on all other purchases (3 points per $1)
  • No Foreign Transaction Fee
  • Annual $200 travel credit
  • Airport lounge access via Mastercard Travel Pass provided by DragonPass
  • Extensive insurance coverage
$299 ($0 for HSBC Jade clients)
  • Earn 3% in travel rewards on all eligible purchases (6 points per $1)
  • Earn 1.5% in travel rewards on all other purchases (3 points per $1)
  • Annual $100 travel credit
  • Airport lounge access via Mastercard Travel Pass provided by DragonPass
  • Extensive insurance coverage
$149 ($99 for HSBC Premier clients)
  • Earn 3% in travel rewards on all eligible purchases (6 points per $1)
  • Earn 1.5% in travel rewards on all other purchases (3 points per $1)
  • Annual $100 travel credit
  • Airport lounge access via Mastercard Travel Pass provided by DragonPass
  • Extensive insurance coverage
$149
  • Earn 2 points for every $1 spent on eligible dining and entertainment purchases
  • Earn 1 point for every $1 spent on all other purchases
  • Be protected with insurance coverage and price protection
$25
  • Earn 3 points for every $1 spent on eligible travel purchases
  • Earn 2 points for every $1 spent on gas and daily transportation purchases
  • Earn 1 point for every $1 spent on all other purchases
  • Be covered with travel and shopping coverage
$0

Airline Credit Card Miles Calculator

Input your monthly and yearly spend amounts into our airline credit card miles calculator to find out which cards will earn you the most value towards airfare redemptions and best return on your overall spending.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.
Income Maximum
Select the maximum income requirement you want listed in your top picks.
Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.

Find out which credit cards will offer you the most value based on the spend amounts you entered

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Calculate Total Rewards & Card Value Per $1 Spent For 100+ Canada Credit Cards
Search Results Display Here