Quick Overview
Earning Points
PC Optimum points are primarily earned spending in-store and online with Loblaw companies. You can also earn points fueling up at Esso and Mobil stations across Canada and using PC Financial credit cards.
Redeeming Points
PC Optimum points can be redeemed in-store and online for purchases at with Loblaw companies and select partners.
PC Optimum Points Value
PC Optimum points are worth 0.1 cent per point. Every 10,000 points you earn is equal to $10 in cash value.
PC Financial Credit Card Point Calculators
Use our credit card rewards calculator to calculate total PC Optimum points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
PC Financial World Elite Mastercard®
- 10X - 30X points.
- Earn bonus points when fueling up with Esso and Mobil.
- Be protected with car rental insurance and shopping insurance.
- $0 annual fee.
PC Financial World Mastercard®
- 10X - 20X points.
- Earn bonus points when fueling up with Esso and Mobil.
- Be protected with shopping insurance.
- $0 annual fee.
PC Financial Mastercard®
- 10X - 20X points.
- Earn bonus points when fueling up with Esso and Mobil.
- Be protected with shopping insurance.
- $0 annual fee.
