The Point Calculator Canada

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Your #1 source for calculating points, miles, and cash back, the transfer of points between reward programs, and the cash value of credit cards side-by-side.


Calculate total rewards based on monthly/yearly spend, card benefits, and annual fees. You can then compare the results side by side any credit card features on the site. You can also compare groups of credit cards side by side based on spend to find the best combination for your wallet. Calculator options include toggling annual fees on/off, selecting elite status, specify authorized users, adding/removing categories, and much more. If you run into any problems or have any questions, always feel free to reach out to me via social media.

Search For Credit Cards

Search for credit cards by keyword, bonus category, or transfer partners. Once you find the card you're looking for calculate the cash value of the card based on your monthly/yearly spend, how much each card benefit is worth to you, and the annual fee. You can then compare the results side-by-side other credit cards featured on the site.

Useful Tools & Guides

The tools and guides listed on this site can assist you with comparing credit cards side-by-side, transferring rewards between programs, and determining the cash value of rewards if you know the cost of your redemption.

Compare groups of credit cards side-by-side.
Calculate the cash value of rewards based on cost and learn how much I value points and miles across 70+ programs.
List of rewards programs that allow you to purchase points/miles along with details on cost, min/max amounts, and more.
Looking on ways to earn rewards with your favorite programs via point transfers? Search by transfer partner and get a list of credit cards you can use to boost your balance!

Best Credit Cards By Category

Get a list of the best credit cards for different categories based on how much you spend per month, quarter, or year in that category. Results feature direct links to credit card rewards calculators which allows you to calculate rewards based on your spend across all categories featured on a card and compare the results side-by-side other cards featured on the site.

best credit cards for dining restaurant
A list of the best credit cards for dining/restaurant purchases based on your spend.
best credit cards for grocery
A list of the best credit cards for dining/restaurant purchases based on your spend.
best credit cards for gas
A list of the best credit cards for gas station purchases based on your spend.
best credit cards for travel
A list of the best credit cards for travel purchases based on your spend.

Most Popular Credit Cards

If you're not sure where to start, listed below are the most popular credit cards in the market. Click on any of the credit cards below to learn more about the bonus categories, perks & benefits, standard sign up bonuses, and fees. You can calculate total cash back, points, or miles you can earn and the cash value of the card based on your monthly/yearly spend, how much you value each card benefit, and the fees (annual and authorized user fees). You can then compare the results side-by-side against any credit card on the site. Any spend you enter into the credit card calculators will carry over to every page on the site, so you can jump page to page without worry!


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