Use The Point Calculator Canada to calculate credit card rewards points, miles, and cash back.

Let Our Tools Find The Credit Card That's Best For You.
Calculate Total Rewards & Card Value Per $1 Spent For Over 100 Canada Credit Cards
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Top Partner Offers

Earn 10% Back
Unlimited 2% Money-Back at No Annual Fee with No Minimum Income Requirement.
Earn 10% Back
Unlimited 2% Money-Back, Lounge Access, & Travel Insurance at No Annual Fee.
Up to 70,000 points
High Earning Rate, $150 in Annual Travel-Fee Refunds, Top-Notch Travel Insurance, & NBC Lounge Access.

Input your estimated monthly and yearly spend amounts into our calculators to get a list of Canada credit cards that will earn you the most points, miles, and cash back per dollar spent.

Great for finding the best credit cards for general travel, cash back, airfare, hotels, and much more. You can also use our tool to find which credit cards earn you the most airline miles or hotel rewards points with your favorite loyalty programs.

Each calculator also allows you to include signup bonuses in the calculations so you know which cards will bring in the big bucks the first year!

Build your own combination of credit cards from any issuer and calculate both total rewards and the cash value of all cards together based on the spend amounts you enter, how much rewards are worth to you, annual fees, card benefits, and much more.

You can also add a second column and compare any combination of credit cards side by side. Compare one card versus two cards, three cards versus five cards, and everything in-between.

There's no better tool for creating the perfect combination of credit cards for your wallet!

Calculate the transfer of points and miles between 80+ partner rewards programs worldwide. Covers transfers to domestic and international frequent flyer programs, hotel loyalty programs, and major credit card rewards programs.

The tool will also list the top partner credit card signup bonuses, from highest to lowest, for each partner when available. This allows you to easily find out which credit cards will net you a large sum of points or miles with your favorite programs.

Calculate airline credit card miles, transfers to frequent flyer programs, and the cash value of miles based on redemption. Includes all top domestic airlines and many international airlines.

View the list of Canada cash back credit cards and calculate both total cash back and overall card value based on the spend amounts you enter, card benefits, and annual fees.

Calculate rewards for major store and retail rewards programs in Canada. Includes calculators for credit card earnings and for calculating the cash value of rewards based on redemption.