Use The Point Calculator to calculate points, miles, and cash back

Calculate total rewards earned with credit cards based on spend, the transfer of rewards between programs, the cash value of points based on redemption, and much more.

Search For Credit Cards

Search For Credit Cards By Spend

Enter how much you spend monthly or yearly across up to 20 categories to get a list of cards that offers you the best return.

Search By Perks & Benefits

Search for credit cards based on travel insurance, purchase insurance, and top travel benefits.

Search For Cards By Keyword

Have an idea of what card you're looking for? Search the database by keywords such as card name, rewards program, or network.

Search By Bonus Categories

Find credit cards by selecting bonus categories from a list of more than 100.

Search By Transfer Partners

Select a rewards program and get a list of credit cards that earns rewards directly and through point/mile transfers.

Tools & Guides

Credit Card Comparison Tool

Compare any amount of credit cards side by side based on spend, benefits, and fees. Great for finding the best card combinations!

Reward Point Transfer Calculator

Calculate the transfer of rewards between programs. Select a program, enter a value, and let us handle the rest.

Buying Points & Miles

If you're a few rewards short of your next redemption, many programs allow you to buy them to top off your account. Learn the costs associated with doing so.

Points & Miles Valuations

A list of how much The Point Calculator values points and miles across programs covered on the site.

Points To Dollars - Calculators

Quickly calculate the average cash value of points and miles for all programs covered on the site based on our point and mile valuations.

The Point Calculator's Top Card Picks

Earns 5 Membership Rewards Points per $1 spent on grocery and dining purchases, 2 points per $1 spent on travel, transit, and gas station purchases, and 1 point per $1 spent everywhere else. Points can be redeemed for high value towards travel or be transferred to airline and hotel programs including Air Canada Aeroplan, Delta Airlines, and Marriott Bonvoy.

Scotiabank Gold American Express Card

Earns 5 Scotia Rewards Points per $1 spent on grocery, restaurant, and entertainment purchases, 3 points per $1 spent on gas, transit, and streaming services, and 1 point per $1 spent on everything else. Benefits include Priority Pass membership, standard AMEX benefits, and great travel/purchase insurance. Points can be redeemed towards travel for a value of 1 cent per point. No Foreign Transaction Fees.

CIBC Aventura Visa Infinite Privilege Card

Earns 3 Aventura Rewards Points per $1 spent in the CIBC Rewards Centre, 2 points per $1 spent on dining, entertainment, transportation, gas station, and grocery purchases, and 1.5 points per $1 spent everywhere else. Benefits include a $200 annual travel credit, avis and budget savings, two NEXUS application fee rebates, Visa Infinite Privilege benefits, and much more. Points have high value towards airline redemptions.

Scotia Momentum Visa Infinite Card

Earns 4% cash back on grocery and recurring payments, 2% back on gas station and daily transit purchases, and 1% back on everything else. Benefits include Avis & Budget discounts, Visa Infinite benefits, and great travel/purchase insurance.

AMEX SimplyCash Preferred Card

Earns 2% cash back on all purchases ran through the card. Benefits include standard AMEX benefits along with travel/purchase insurance.

American Express Aeroplan Card

Earns 2 Aeroplan Points per $1 spent with Air Canada, 1.5 points per $1 spent on dining, and 1 point per $1 spent everywhere else. Benefits include a free checked bag, status qualifying points with spend, and travel/shopping coverage.

Best Business Credit Card Lists

AMEX Aeroplan Business Reserve Card

Earns 3 Aeroplan Points per $1 spent with Air Canada, 2 points per $1 spent on hotel and car rental purchases, and 1 point per $1 spent on everything else. Benefits include Canada Maple Leaf Lounge access, priority airport services, annual worldwide companion pass, free checked bag, and much more.

RBC Avion Visa Infinite Business Card

Earns 1.25 RBC Rewards Points per $1 spent on the first $75,000 in purchases per calendar year, then 1 point per $1 spent for the remainder of the year. Benefits include Petro-Canada savings, Visa Infinite Business benefits, Priority Pass membership, and great travel/purchase insurance.

Scotia Momentum for business Visa Card

Earns 3% back on gas station, restaurant, office supply stores, and recurring bill payments. All other purchases earn 1% back. Benefits include access to Visa SavingsEdge, 25-day interest-free grace periods on new purchases, and some travel/purchase insurance.

Airline Miles

Airline Miles Calculators

Details on frequent flyer programs along with airline miles calculators for earning miles, transferring to frequent flyer accounts, and calculating the average cash value of miles based on redemption.

Airline Miles Credit Card Calculators

Calculate total airline miles and the value of airline credit cards based on spend, how much you value card benefits, and annual fees.

Aeroplan Miles

WestJet Dollars

Delta Air Lines

American Airlines

United Airlines

All Frequent Flyer Programs

Bank Rewards Points

Bank Rewards Points Calculators

Calculators for earning, transferring, and calculating the cash value of points earned with bank rewards programs.

Bank Rewards Credit Card Calculators

List of bank rewards credit cards. Calculate total points and the value of bank rewards credit cards based on spend, benefits, and fees. You can also calculate points based on transfer ratios.

Marriott Deals & Offers

Ready for vacation? Check out Marriott's current deals and offers. Save 20% or earn bonus points on select bookings in many top cities!

RBC Rewards

TD Bank Rewards

AIR MILES (Canada) Rewards

AMEX Membership Rewards

CIBC Aventura Rewards

All Bank Rewards Programs

Cash Back

Cash Back Rewards Programs

Details on cash back rewards programs including earning and redeeming rewards.

Cash Back Credit Card Calculators

List of cash back credit cards. Calculate how much cash back you can earn and the cash value of cash back credit cards based on spend, how much you value card benefits, and annual fees.

Agoda.com

Save up to 75% on hotels worldwide with Agoda!

TD Cash Back Calculators

Tangerine Cash Back Calculators

Scotiabank Cash Back Calculators

Desjardins Cash Back Calculators

Capital One Cash Back Calculators

All Cash Back Calculators

Hotel Rewards Points

Hotel Rewards Points Calculators

Calculators for earning points based on spend and elite status, transferring points to and from hotel programs, and calculating the average cash value based on redemption for hotel loyalty programs.

Hotel Credit Card Calculators

A list of hotel credit cards. Calculate total hotel rewards points and the cash value of hotel credit cards based on spend, elite status, card benefits, and fees.