Use The Point Calculator to calculate credit card rewards points, miles, and cash back.

Let Our Tools Find The Credit Card That's Best For You.
By R.Flowers III

What type of credit cards are you looking for?

ccc rewards
Travel Rewards Cards
Earn points and miles that can be used for travel including airfare, hotels, car rentals, and more.
ccc rewards
Cash Back Rewards Cards
Cash back is one of the most flexible forms of rewards. They are worth face value and they can be used towards almost anything.
ccc rewards
No Annual Fee Cards
Avoid the burden of annual fees while still earning points, miles, and cash back on your everyday purchases.
ccc rewards
Cards For Dining Out
Earn points, miles, or cash back when dining out at your favorite restaurants or ordering take out.
ccc rewards
Cards For Grocery Shopping
Earn points, miles, or cash back when shopping at supermarkets and grocery stores.
ccc rewards
Cards For Gas & Fuel
Earn points, miles, or cash back at the pump.
Calculate Total Rewards & Card Value For Over 100 Canada Credit Cards
Search Results Display Here

Top offers from our partners

Earn 10% Back
Unlimited 2% Back at No Annual Fee with No Minimum Income Requirement.
Earn 10% Back
Unlimited 2% Back, Lounge Access, & Travel Insurance at No Annual Fee.
No current bonus
High Earning Rates, $150 in Annual Travel-Fee Refunds, Top-Notch Travel Insurance, & NBC Lounge Access.

Rewards calculators by loyalty program

Credit card rewards calculator

Input your monthly and yearly spend amounts into our credit card rewards calculator to find out which cards will earn you the most points, miles, and cash back.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.
Income Maximum
Select the maximum income requirement you want listed in your top picks.
Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.

Find out which credit cards will offer you the most value based on the spend amounts you entered

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.


These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.