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🇨🇦 CA
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Use The Point Calculator to calculate credit card rewards points, miles, and cash back.

Let Our Tools Find The Credit Card That's Best For You.
Jump To Credit Card Rewards Calculator
By R.Flowers III

What type of credit cards are you looking for?

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Travel Rewards Cards
Earn points and miles that can be used for travel including airfare, hotels, car rentals, and more.
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Cash Back Rewards Cards
Cash back is one of the most flexible forms of rewards. They are worth face value and they can be used towards almost anything.
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No Annual Fee Cards
Avoid the burden of annual fees while still earning points, miles, and cash back on your everyday purchases.
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Cards For Dining Out
Earn points, miles, or cash back when dining out at your favorite restaurants or ordering take out.
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Cards For Grocery Shopping
Earn points, miles, or cash back when shopping at supermarkets and grocery stores.
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Cards For Gas & Fuel
Earn points, miles, or cash back at the pump.
Calculate Total Rewards & Card Value For Over 100 Canada Credit Cards
Search Results Display Here

Top offers from our partners

Tangerine Money-Back Credit Card
Tangerine Money-Back Credit Card
Earn 10% Back
Unlimited 2% Back at No Annual Fee with No Minimum Income Requirement.
Learn More
Tangerine World Mastercard®
Tangerine World Mastercard®
Earn 10% Back
Unlimited 2% Back, Lounge Access, & Travel Insurance at No Annual Fee.
Learn More
National Bank World Elite® Mastercard®
National Bank World Elite® Mastercard®
No current bonus
High Earning Rates, $150 in Annual Travel-Fee Refunds, Top-Notch Travel Insurance, & NBC Lounge Access.
Learn More

Rewards calculators by loyalty program

Credit card rewards calculator

Input your monthly and yearly spend amounts into our credit card rewards calculator to find out which cards will earn you the most points, miles, and cash back.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.
Income Maximum
Select the maximum income requirement you want listed in your top picks.
Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.

Find out which credit cards will offer you the most value based on the spend amounts you entered

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site.

Advertiser Disclosure: This website is an independent, advertising-supported comparison service. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. Some card offers that appear on this site are from companies from which this website receives compensation. This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. They are for illustrative purposes only. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website.

About The Point Calculator • Private Policy • Advertising Policy

The Point Calculator is owned by RF3 LLC. This site is informational and meant to provide help in calculating points with various programs. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances.

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