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Use The Point Calculator Canada to calculate credit card rewards points, miles, and cash back.

Browse our Canada database of over 100 credit card rewards calculators. Calculate both total rewards and card value based on the spend amounts you enter and how much you value card benefits, minus any annual fees.
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Rewards Credit Card Directory & Calculator Tool
Site Also Available For 🇺🇸 US 🇬🇧 UK 🇦🇺 AU

Want to know which Canadian credit cards will earn you the most rewards?

Use our Best Rewards Credit Card Finder Tool to view the highest credit card offers for top rewards programs and to calculate which credit cards will earn you the most points, miles, or cash back based on the spend amounts you enter.


Build your own credit card combinations — you can even compare two combos side-by-side!

Mix and match credit cards from different issuers and calculate total rewards across all credit cards in the combo.

Lots of customization options — add and remove categories, choose which cards you'll use for each category, toggle annual fees and specify authorized users, and much more.

The tool will breakdown the return and rewards earned for each card individually and for the entire combination.

Start Building & Comparing Credit Cards

Calculate the transfer of points and miles between programs worldwide!

Want to find out which programs your points and miles can be transferred to? Our Points & Miles Transfer Partner Calculator can help out.

Calculate the transfer of points and miles to all programs, a specific program, or anything in-between.

Want to know which programs will give you a certain amount of rewards? You can calculate that too!

Calculate Point & Mile Transfers

Convert points and miles to dollars — based on redemption!

For many programs, the value of your points and miles can vary based on how you use them. This is where our tool can come in handy.

It breaks down the average values based on redemption (when applicable). That way you will know how much your rewards are worth when using them for travel versus using them for gift cards or merchandise.

Calculate Points & Miles Value
Our Top Partner Credit Card Picks

Rogers Red World Elite® Mastercard®

  • Intro Bonus: No Current Bonus.
  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, or Shaw (otherwise 1.5%) and 3% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido, or Shaw purchases, access to over 1,300 airport lounges worldwide for $32 USD per person per visit through Mastercard Travel Pass provided by DragonPass, 5 Roam Like Home days at no cost every year for Rogers mobile plans, and top-notch travel and shopping insurance.
  • No annual fee.

Rogers Mastercard®

  • Intro Bonus: $60 cash back
  • Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, or Shaw (otherwise 1%) and 2% unlimited cash back on all eligible purchases made in U.S. dollars.
  • Get 1.5 times more cash back every time you redeem for Rogers, Fido, or Shaw purchases and 5 Roam Like Home days at no cost every year for Rogers mobile plans.
  • No annual fee.

Tangerine World Mastercard®

  • Intro Bonus: 10% Cash Back
  • Unlimited 2% Money-Back on two categories of your choice paid out monthly and a 3rd 2% Money-Back category when you get your rewards deposited into your Tangerine Savings Account.
  • Enjoy airport lounge access, rental car/loss damage insurance, and mobile insurance.
  • No annual fee.

Tangerine Money-Back Credit Card

  • Intro Bonus: 10% Cash Back
  • Unlimited 2% Money-Back on two categories of your choice paid out monthly and a 3rd 2% Money-Back category when you get your rewards deposited into your Tangerine Savings Account.
  • No annual fee.
Rewards Calculators By Loyalty Program

Our site covers most of the top loyalty programs in Canada. This includes credit card rewards, frequent flyer, hotel loyalty, cash back, and store/retail rewards programs.

We have credit card rewards calculators, points and miles to dollars calculators, point conversion calculators, and much more.

Listed below are the most popular programs and their calculators. You can also click view all loyalty programs to see all programs this site covers.

RBC Avion Points Calculators
Flexible Travel Rewards
American Express Membership Rewards
Flexible Travel Rewards
TD Rewards Points Calculators
Travel Rewards Points
NBC Rewards Points Calculators
Travel Rewards Points
BMO Rewards Points Calculators
Travel Rewards Points
Scotiabank SCENE+ Points Calculators
Rewards Points
Hilton Honors Points Calculators
Hotel Rewards Points
Marriott Bonvoy Points Calculators
Hotel Rewards Points
Best Western Points Calculators
Hotel Rewards Points
Canadian Tire Money Calculators
Retail Rewards
Costco Rewards Calculators
Retail Rewards
Loblaw / PC Optimum Points Calculators
Retail Rewards
View All Loyalty Programs