AIR MILES Calculators

Details on the AIR MILES Reward Program and AIR MILES credit cards. Calculate how many miles you can earn and the cash value of each card.

Program Details

AIR MILES is a Canadian Rewards Program and it is the largest coalition loyalty program in Canada. AIR MILES can be earned using co-branded credit cards, spending with hundreds of sponsors, and shopping online through the AIR MILES portal.

Credit Card Rewards Calculators

The AIR MILES Credit Card Calculators will calculate how many AIR MILES you can earn based on your monthly/yearly spend across categories. It will also output the cash value of the card based on your spend, how much you value the card benefits, and annual fees.

compare AIR MILES credit cards side by side
Compare credit cards side by side based on spend, benefits and fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

Canada AIR MILES Credit Card Calculators

AIR MILES credit cards are offered by both Bank of Montreal (BMO) and American Express. BMO offers two AIR MILES credit cards which consists of an annual fee and no fee version. The annual fee version earns more points per CAD$10 spent, whereas the no-fee version earns at half the rate. American Express has a total of five AIR MILES credit cards in which all cards earns AIR MILES at a different rate and provides various benefits and coverage when traveling.

Redeeming Rewards & Cash Value

AIR MILES are split up into two different types when it comes to redeeming them: AIR MILES Cash Rewards and AIR MILES Dream Rewards. Both methods can get you some solid value out of your AIR MILES. By default, rewards will be put towards your Dream balance, but you can opt to earn 100% towards AIR MILES Cash or set a specific percentage from 0 to 100% on how you want it split up.

You can enter any amount of AIR MILES Reward Miles in the calculator below to calculate the average cash value based on redemption.

AIR MILES Reward Miles Calculator
AIR MILES Cash Rewards
10.5 Cents
Dream Rewards Merchandise
8 Cents to 13+ Cents
$0 - $0
Dream Rewards Events/Attractions
9 Cents to 15 Cents
$0 - $0
Dream Rewards Flight
10 Cents to 15 Cents
$0 - $0
Dream Rewards Flight Short-Haul/Last-Minute
20 Cents to 30+ Cents
$0 - $0

AIR MILES Cash Rewards

AIR MILES Cash Rewards can be redeemed instantly in store with your AIR MILES balance or they can be redeemed for eVouchers that you can use when shopping at partners. Most redemptions will cost 95 AIR MILES Reward Miles for a $10 reward giving AIR MILES a value of 10.5 cents each in value. Do note that Depending on which providence you're in, the sponsors will be different. You can check out the AIR MILES Sponsor Directory Page for a full list of Sponsors by providence.

earn airmiles with iga
Use AIR MILES Featured Offers to earn easy bonus points when shopping with AIR MILES Sponsors.

AIR MILES Dream Rewards

AIR MILES Dream Rewards is the standard way of earning AIR MILES Reward Miles. Redemptions for Dream Rewards consist of merchandise, entertainment, and travel. The redemption value for AIR MILES Dream Rewards will vary between 8 cents to 15+ cents per AIR MILE. You can use the Points & Miles Cash Value Calculator to calculate the exact value of your AIR MILES if you know the cost in cash and the cost in AIR MILES.


AIR MILES can be redeemed for merchandise ranging across many categories such as electronics, fashion & beauty, sports & fitness, kitchen & dining, and much more. Redeeming AIR MILES for merchandise will generally give you a wide range of 8 cents to 13+ cents. It all really depends on the average value of the item you're redeeming your points for. Certain items will be better than others when it comes to redemption cost.

Events & Attractions

AIR MILES can be redeemed for events and attractions through the Dream Rewards portal. This includes admission to parks, theatre, golf, spa, movies, and stage passes. The value of AIR MILES will vary when used in this manner depending on the redemption. I was able to find redemptions valuing between 9 cents and 15 cents per AIR MILES for various entertainment purchases.


While AIR MILES Reward Miles can be put towards many different redemptions, using them for travel will usually get you the best value. The AIR MILES travel section includes flights, hotels, car rentals, and package vacations/cruises. The value of AIR MILES will usually vary, but you can get at least 10 to 15 cents per AIR MILES Reward Mile. Be sure to look at other prices from other sites such as Expedia or Orbitz to get an idea of how much the flight would cost in cash. Sometimes the AIR MILES site tends to show higher prices than most would be willing to pay when there's better deals to be found elsewhere.

The good thing is that since AIR MILES redemptions on travel are pretty static, they can be great for last minute bookings in which the cash price may have risen significantly. This also makes them great for short-haul flights within the Canada Providences.

Transfer Partners

AIR MILES cannot be transferred to other rewards programs, but you can transfer rewards earned in other programs to your AIR MILES account. This provides a simple way to top off your AIR MILES account in the case that you're a few miles short of a redemption. You can use the AIR MILES Transfer Calculator to calculate how many rewards you'll need in the partner program to equal the amount of AIR MILES you entered.

Transferring Between Cash & Dream

You cannot transfer AIR MILES between your AIR MILES Cash and AIR MILES Dream Accounts. This means you'll want to make sure that you have set your slider to the proper balance preference. You can earn any combination of rewards between both accounts from 0% to 100% of your AIR MILES earnings.

split airmiles
Be sure to set the percentage of AIR MILES Cash Rewards and AIR MILES Dream Rewards when you create your account.

Earning Rewards

AIR MILES are easily earned using AIR MILES credit cards offered by Bank of Montreal and American Express, but you can also earn points spending with their sponsors, booking hotels, and shopping online.

AIR MILES Sponsors

AIR MILES can be earned when you shop with their 120+ sponsors in-store and online. You can get the full list of AIR MILES Sponsors along with the earning rates on the AIR MILES Sponsor Directory Page. The AIR MILES Sponsors do change from time, so you'll want to check the list occasionally. Some of the top Sponsors include:

  • Alamo Rent A Car
  • Budget Car Rental
  • Foodland
  • Goodyear
  • IGA
  • IHG Hotels
  • Jiffy Lube
  • Lowe's
  • National Car Rental
  • Safeway Grocery
  • Samsung
  • Samsung Pay
  • Shell Gas
  • Staples
  • United Van Lines

Most AIR MILES credit cards will reward you for spending with AIR MILES Sponsors, so you'll want to consider picking up a card from BMO or AMEX if you do.


AIR MILES has their own hotel booking portal merely called AIR MILES Hotels. This is an easy way to rake in AIR MILES for hotel bookings at more than 300,000 hotels, resorts, and independent boutiques around the world. You can also use AIR MILES Dream Rewards towards bookings on the AIR MILES Hotels portal and Gold & Onyx Collectors have the ability to use CASH + MILES. You can book start your booking via the AIR MILES Hotels Portal.

AIR MILES Shops Canada

The AIR MILES Rewards Program has their own shopping portal called This portal behaves like your standard cash back or shopping portal in which you'll be able to earn rewards when you shop online with hundreds of retailers. You earn miles by:

  1. Logging into the portal with your Collector Number.
  2. Browse through hundreds of stores and exclusive offers.
  3. Click 'Shop Now' to shop at an online store's site.
  4. You'll be dropped off on that store's normal website to shop as normal.
  5. Once you make a purchase, the AIR MILES portal will be notified and you'll earn 1x/$20 on your purchases (taxes/shipping not included).

The best thing about shopping through the AIR MILES portal is that you'll be able to double and triple dip on rewards. You'll earn AIR MILES along with the possibility to earn rewards with the retailer and earn rewards with the credit card you use to make the purchase. If you enjoy earning AIR MILES, I highly consider that you use their portal.

Useful Info: AIR MILES isn't the only program that has a shopping portal. Most popular airlines and hotels also have their own shopping portals so you can earn airline miles and hotel points with hundreds of online retailers.

AIR MILES Collector

AIR MILES has three levels of status referred to Collector Status. Qualification for each tier depends on how many AIR MILES you earn during a calendar year. Do note that AIR MILES earned with AIR MILES credit cards do count and can significantly help you achieve a higher tier.

AIR MILES Blue Collector

This is the entry level when you sign up for an AIR MILES account. Benefits include:

  • Standard Access to AIR MILES Dream Rewards and AIR MILES Cash Rewards
  • AIR MILES Stage Pass
    • Gets you into the hottest shows with reserved ticket access, VIP contests, and experiences.

AIR MILES Gold Collector

You can qualify for AIR MILES Gold Collector tier when you earn 1,000 AIR MILES during the calendar year. Benefits include:

  • Prime Access to AIR MILES Dream Rewards and AIR MILES Cash Rewards
  • AIR MILES Stage Pass
    • Gets you into the hottest shows with reserved ticket access, VIP contests, and experiences.
  • Up To 30% Off AIR MILES Flight Redemptions
  • Up To 10% Off AIR MILES Merchandise Rewards Redemptions
  • Exclusive Events

AIR MILES Onyx Collector

AIR MILES Onyx Collector is the highest tier and it is earned when you obtain 6,000 AIR MILES in a calendar year. Benefits include:

  • Premium Access to AIR MILES Dream Rewards and AIR MILES Cash Rewards
  • AIR MILES Stage Pass
    • Gets you into the hottest shows with reserved ticket access, VIP contests, and experiences.
  • Up To 40% Off AIR MILES Flight Redemptions
  • Up To 20% Off AIR MILES Merchandise Rewards Redemptions
  • Exclusive Events
  • Priority Service When Contacting The Call Center
  • Personal Shopper Service
    • Use Dream Miles to order rewards outside of the online Catalogue.

Recommended Reads