AMEX Points Calculators: Membership Rewards (Canada)

Calculate total American Express Membership Rewards Points based on spend, the transfer of AMEX Points partners, and the cash value based on redemption.
Unlimited 2% Cash Rewards Paid Monthly With No Annual Fee. Earn 15% Cash Back When You Apply Today.

The Membership Rewards Program is a bank rewards program offered by American Express. It is one of the most popular bank rewards programs worldwide and one of best bank rewards programs for transferring your earned rewards to hotel and airline partners.

AMEX Membership Rewards Credit Cards

American Express offers personal and business credit cards that earn Membership Rewards Points. These points can be redeemed towards travel for high value as well as be transferred to a handful of airline and hotel partners for a chance at even more value.

Out of the available cards, the American Express Cobalt™ Card is one of the best credit cards on the market due to its high earning rate along with the ability to transfer points to a handful of partners.

The Platinum Card and Business Platinum Card from American Express are top-notch luxury cards that are great for frequent travelers.

American Express Cobalt™ Card
American Express Cobalt™ Card
Intro Bonus
View Issuer's Website
Rewards Rate
5X
Earn 5X points at restaurants and grocery stores including food delivery.
2X
Earn 2X points on gas, travel, and transit.
1X
Earn 1X points on everything else.
Main Card Highlights
  • With your American Express Cobalt Card you can redeem your points towards whatever eligible Card purchases you want – your options are anything but limited
  • Cobalt Cardmembers receive regular Perks, including bonus rewards and access to great events.
  • Enjoy benefits at over 600 participating hotels and resorts in over 30 countries with The Hotel Collection
  • Road trip or flight, you may be protected when you book travel with your Card.
Annual Fee
$12.99 per month
Authorized User Fee
$0
Foreign Transaction Fee
2.5%
The Platinum Card®
The Platinum Card®
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3X points on eligible dining and takeout purchases
2X
Earn 2X points on travel including flights, hotels, tours, and more
1X
Earn 1X points on everything else
Main Card Highlights
  • With Fine Hotels + Resorts, Platinum Cardmembers can receive benefits such as guaranteed 4:00 p.m. late check-out, complimentary daily breakfast for two and other benefits at over 1,100 iconic properties worldwide.
  • With Hotel Status Benefit, you'll be fast-tracked to the higher tiers of leading hotel loyalty programs around the world without having to fulfill the usual qualifying criteria, such as numerous night stays each year.
  • Benefits at Toronto Pearson International Airport
  • Platinum Concierge offers you complimentary assistance, anytime, day or night, wherever you are.
  • Redeem points for statement credits, travel, gift cards, and more.
Annual Fee
$699
Authorized User Fee
$175 annual fee for each Additional Platinum Card, $50 annual fee for each Additional Gold Card
Foreign Transaction Fee
2.5%
Choice Card from American Express™
Choice Card from American Express™
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1X points on everyday purchases
+1
Earn 1 additional point on eligible hotel or car rental bookings made through AMEX Travel Online
Main Card Highlights
  • From food delivery to recurring bills, earn 1 point for every $1 in eligible Card purchases.
  • Whether redeeming for gift cards, merchandise, purchases made at Amazon.ca or travel − unlock a world of possibility with points.
  • Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
2.5%
Business Platinum Card® from American Express
Business Platinum Card® from American Express
Intro Bonus
View Issuer's Website
Rewards Rate
1.25X
Earn 1.25X points for every $1 in Card purchases.
Main Card Highlights
  • From regular business expenses to travel, earn 1.25 points for every $1 in Card purchases.
  • Benefit from up to 55 interest-free days so you can keep more cash on hand when you need it most.
  • Settle in before takeoff at over 1,200 airport lounges across 130 countries and counting with the American Express Global Lounge Collection
  • Road trip or flight, you could be protected when you book travel with your Card which includes Out of Province/Country Emergency Medical Insurance, Trip Cancellation and Trip Interruption Insurance, Car Rental Theft and Damage Insurance, and much more.
Annual Fee
$499
Authorized User Fee
$199 annually for Business Platinum Cards, $50 annually for Business Gold Cards
Foreign Transaction Fee
2.5%
American Express Business Edge™ Card
American Express Business Edge™ Card
Intro Bonus
View Issuer's Website
Rewards Rate
3X
Earn 3X points for every $1 spent on eligible office supplies & electronics, rides & gas, eats & drinks.
1X
Earn 1X points for every $1 in Card purchases on everything else.
Main Card Highlights
  • From laptops to food delivery, earn 3 points for every $1 in Card purchases on eligible office supplies & electronics, rides & gas, eats & drinks.
  • Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus of 1,000 bonus points, up to 12,000 bonus points a year.
  • Be protected. Receive business, travel, and purchase coverage when you use your Card.
Annual Fee
$99
Authorized User Fee
$0
Foreign Transaction Fee
2.5%
American Express® Business Gold Rewards Card
American Express® Business Gold Rewards Card
Intro Bonus
View Issuer's Website
Rewards Rate
1X
Earn 1X points for every $1 in Card purchases on everything else.
+1
Earn 1 extra point for every $1 in eligible purchases charged to the Card at 3 suppliers you pick from a list of select American Express merchants in Canada.
Main Card Highlights
  • Enjoy purchasing power that adjusts to your Card usage, with the ability to grow over time if you pay on time and maintain a good credit history.
  • Benefit from up to 55 interest-free days so you keep more cash on hand when you need it most.
  • From office supplies and software to professional services and utilities, earn 1 point for every $1 in Card purchases.
  • Gain access to Expense Management Reports delivered quarterly and annually.
Annual Fee
$250
Authorized User Fee
$50
Foreign Transaction Fee
2.5%

AMEX Membership Rewards Points Calculators

Calculate the average cash value of Membership Rewards Points and get the list of redemption options.
Calculate the transfer of AMEX Membership Rewards Points to airline and hotel programs and get the list of transfer partners.

Other American Express Calculators

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American Express holds several of the AIR MILES Rewards credit cards. Calculate total AIR MILES based on spend and compare top cards.
American Express offers a handful of Aeroplan credit cards which can be great if you fly them often. Get the details, calculate rewards, and compare cards.
American Express holds both the personal and business Marriott Bonvoy credit cards. Calculate total points and compare top cards.
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