TD Business Travel Visa Card Calculator

Card Details & TD Points Calculator
6x (via Phone)
6x Foreign Currency Purchases
6x Restaurant
6x Recurring Bill Payments
2x Everything Else
Avis and Budget Discounts
Visa SavingsEdge Program
Travel & Purchase Protections

Calculate how many TD Points you can earn with the TD Business Travel Visa Card based on your spend and compare it against other top rewards cards.

Bonus Categories

The TD Business Travel Visa Card features four bonus categories which are, foreign currency purchases, restaurant, and regularly recurring bill payments. Foreign currency purchases, restaurant, and recurring bill payments all have their own separate spend caps of $80,000 per year. Once you hit the cap for a category, you will earn at the non-category rate for that category for the remainder of the year. There's no limit to the amount of TD Points you can earn with the card overall.

  • 9x
    • Purchases made with ExpediaForTD over the phone will earn a lower rate of 6x TD Points per $1 spent.
  • 6x Foreign Currency Purchases
    • This will apply to anything that is paid for in a currency other than Canadian Dollars.
    • This category basically wipes out the Foreign Conversion Fee this card has.
  • 6x Restaurant
  • 6x Recurring Bill Payments
    • Includes payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees.
    • These are commonly classified as 'Pre-Authorized Payments'.
  • 2x Everything Else

Perks & Benefits

The TD Business Travel Card is loaded with useful travel and purchase protections along with access to Visa's SavingsEdge program and discounts with Avis and Budget.

Sign Up Bonus (SUB)

The sign up bonus for the TD Business Travel Visa Card is 30,000 TD Rewards Points after making your first purchase on the card.

Fees & Income Requirements

Annual Fee

The annual fee for the TD Business Travel Visa Card is $149 per year.

Authorized User Fee

The authorized user fee for the TD Business Travel Visa Card is $49 per additional card.

Foreign Transaction Fee

The TD Business Travel Visa Card has a foreign conversion fee of 2.5%. You'll get that fee back thanks to the Foreign Currency bonus category featured on the card.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
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Compare A Card
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These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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