There's a handful of credit cards that can earn you a solid return on your gas station spending.
Review the best credit cards in Canada for gas and fuel purchases and calculate which cards can earn you the most rewards based on your spend.
This page details our top picks for the best credit cards in Canada for gas and fuel purchases. There's also a Rewards Calculator at the bottom of this page that you can use to estimate which credit cards can earn you the best average return on your spend.
The cards on this page are updated periodically. New cards are introduced from time to time and the benefits of current cards could change at any time.
You can also use our Credit Card Finder Tool to search by spend across all credit cards in our database.
Best For No Annual Fee
The best no annual fee credit card for earning easy and simple cash back rewards is the Tangerine Money-Back Credit Card.
It earns 2% cash back on two categories of your choice in which gas station is one of the many you can choose from. If you opt to have your rewards deposited into your Tangerine Savings Account, you'll be able to select a third category to earn 2% cash back in.
The Tangerine Money-Back Credit Card has no annual fee and there's no cap on the amount of rewards you can earn. You can also change your 2% categories to suit your spending habits in the case that they change.
Best For Esso & Mobil
If you spend shop often at Loblaw brand companies and typically get your gas from Esso or Mobil, you'll want to grab up the PC Financial World Elite Mastercard®.
It earns 30X Optimum PC Points with Loblaw Companies and PC Travel, at least 30X points per litre with Esso and Mobil, and 10X on everything else.
Points earned with the card can be redeemed at grocery and drug stores that fall under the Loblaw Companies brands which includes Loblaws, NoFrills, Zehrs, and Shopper Drug Mart to name a few.
Best For High Earnings
If you want to maximize your rewards on gas spending in the cash back department, the CIBC Dividend Visa Infinite Card is one of the best options in the market.
The card earns 4$ cash back on gas and grocery purchases, 2% back on transit, dining, and recurring payments, and 1% back on everything else. Cash back can easily be redeemed through CIBC Online and Mobile Banking.
The card also offers up to a 10 cent per litre discount at Chevron, Ultramar and Pioneer gas stations, valuable insurance coverage, and travel benefits through the Visa Infinite program.
Best For Travel Rewards
The BMO eclipse Visa Infinite Card is a great choice if you're looking to earn rewards redeemable towards travel.
The card earns 5X points for every $1 spent on grocery, dining, gas, and transit and 1X on all other purchases. You can also earn a 10% point bonus when you add an authorized user to your account.
Points can be redeemed for travel at a value of 0.714 cents each which includes flights, hotels, car rentals, cruises and vacation packages.
Benefits of the BMO eclipse Visa Infinite Card include an annual $50 lifestyle credit, access to Visa Infinite benefits, and both travel and purchases insurance.
Best For Travel Rewards with No Annual Fee
If you want to earn travel rewards without worrying about an annual fee, the MBNA Rewards Platinum Plus Mastercard is going to be the go to.
It earns 2X MBNA Rewards Points on restaurant, grocery, digital media, membership, and household utility purchases on up to $10,000 spent annually in each applicable category. You can also earn up to 10,000 bonus points per year with the Birthday Bonus.
Points earned with the card can be redeemed towards travel at a value of 1 cent each and can also be redeemed for cash back and charity donations at a lower value.
The MBNA Rewards Platinum Plus Card offers mobile device insurance as well as extended warranty benefits and purchase assurance.
Best Credit Cards For Gas Summary
|Credit Card||Annual Fee||Best For|
|Tangerine Money-Back Credit Card||$0||No Annual Fee|
|PC Financial World Elite Mastercard®||$0||Esso & Mobil|
|CIBC Dividend® Visa Infinite Card||$120 (first year rebated)||High Earnings|
|BMO eclipse Visa Infinite Card||$120||Travel Rewards|
|MBNA Rewards Platinum Plus® Mastercard®||$0||Travel Rewards with No Annual Fee|
Best Credit Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will give you an idea of which credit cards will offer you the most rewards and best return based on your spend.
Results will be sorted by net return. This is calculated by taking the average value of the rewards earned adding the average value of card benefits and subtracting any annual fees the card has.
Results will consist of top-rated credit cards in the market.
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- There's no good card options based on the spend entered.
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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
All spend entered in the fields above will carry over to every credit card rewards calculator on the site so there's no need to re-enter spend.