SimplyCash Card Calculator: Amex Cashback Estimator & Rewards Breakdown
Fees
Earning Rates
- Earn 2% cash back on gas station purchases in Canada.
- Earn 2% cash back on grocery purchases in Canada, up to $300 cash back annually.
- Earn 1.25% cash back on everything else, with no limit to the amount of cash back you can earn.
Main Benefits
- Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences
SimplyCash Card Cash Back Calculator
Use this calculator to estimate how much cash back you’ll earn with the AMEX SimplyCash Card. A no-fee option for earning rewards on everyday purchases across Canada.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
Earning Rates
The American Express SimplyCash Card earns cash back at the following rates:
- 2% cash back for eligible gas station purchases in Canada.
- 2% cash back on eligible grocery purchases in Canada, up to $300 cash back annually
- 1.25% cash back on everything else with no limit to the amount of cash back you can earn!
Key Benefits
Here are the main benefits of the American Express SimplyCash Card:
- American Express Experiences: Enjoy exclusive ticket access, virtual events, live performances and more. This includes Front Of The Line® Presales, Front Of The Line® Reserved tickets, and entertainment, dining, retail, wellness, and onsite benefits with American Express® Experiences.
- Travel & Purchase Insurance: Travel Accident Insurance, Buyer’s Assurance® Protection Plan, and Purchase Protection® Plan.
Fees
Annual Fee
The American Express SimplyCash Card has no annual fee.
Authorized User Fee
There is no fee to add additional users to the American Express SimplyCash Card.
Foreign Transaction Fee
The American Express SimplyCash Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.