Rewards Rates
Key Cardholder Benefits
- Earn even more cash back when you add another cardholder for free.
- No waiting! Redeem your cash back any time you want for as little as $1
- Set up an automatic deposit whenever you reach a certain amount, starting at $25
- Save up to 25% off rentals at participating National Car Rental and Alamo Rent a Car locations.
Annual Fees
The BMO CashBack Mastercard has a $0 annual fee.
Cash Back Calculator
Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the BMO CashBack Mastercard. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!