BMO CashBack® Mastercard®

Card Value & Cash Back Calculator
BMO CashBack® Mastercard®

The BMO CashBack® Mastercard® is a cash back credit card that earns 3% cash back on grocery, 1% back on recurring bill payments, and 0.5% back on everything else. It's great card for anyone that doesn't spend more than $500 on grocery monthly that is looking to avoid paying an annual fee.

Rewards Rates

Earn 3% cash back on grocery purchases, on up to $500 per statement cycle.
Earn 1% cash back on recurring bill payments such as streaming services, subscriptions or monthly utilities, on up to $500 per statement cycle.
Earn 0.5% cash back on all other purchases.

Key Cardholder Benefits

  • Earn even more cash back when you add another cardholder for free.
  • No waiting! Redeem your cash back any time you want for as little as $1
  • Set up an automatic deposit whenever you reach a certain amount, starting at $25
  • Save up to 25% off rentals at participating National Car Rental and Alamo Rent a Car locations.

Annual Fees

The BMO CashBack Mastercard has a $0 annual fee.

Cash Back Calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the BMO CashBack Mastercard. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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