All bonus categories (2% and 1%) are capped at $80,000 in net annual purchases across all cardholders or $20,000 across each specific category, whichever comes first. Once that cap is hit, all card purchases will earn at the normal rate of 0.5% cash back.
Key Cardholder Benefits
- As a CIBC cardholder, you'll be able to link your Journie Rewards card to your account to save on every fill-up at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
The CIBC Dividend Visa Card has a $0 annual fee.
The CIBC Dividend Visa Card requires $15,000 minimum annual household income.
Cash Back Calculator
Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the CIBC Dividend Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
This calculator uses the combined cap of $20,000 annually across the 2% and 1% categories to calculate cash back for the CIBC Dividend Visa Card.