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CIBC Dividend® Visa Card

Card Value & Cash Back Calculator
CIBC Dividend® Visa Card

Earning Rates

  • Earn 2% cash back on groceries.
  • Earn 1% cash back on gas, transportation, dining, and recurring payments.
  • Earn 0.5% cash back on everything else.

All bonus categories (2% and 1%) are capped at $80,000 in net annual purchases across all cardholders or $20,000 across each specific category, whichever comes first. Once that cap is hit, all card purchases will earn at the normal rate of 0.5% cash back.

Main Benefits

  • Enjoy Purchase Security Insurance and Extended Warranty Insurance.

Income Requirements

  • The CIBC Dividend Visa Card requires $15,000 minimum annual household income.

CIBC Cash Back Calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the CIBC Dividend Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

This calculator uses the combined cap of $20,000 annually across the 2% and 1% categories to calculate cash back for the CIBC Dividend Visa Card.

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Tangerine Money-Back Credit Card

Earn 2% back in up to three categories of your choice with no limit to the amount you can earn. Rewards are paid monthly.

For A Limited Time: Get 10% back, up to $100, when you spend up to $1,000 in your first 2 months.