CIBC DividendĀ® Visa Card Value & Cash Back Calculator

CIBC DividendĀ® Visa Card

The CIBC Dividend Visa Card earns 2% back on grocery, 1% back on gas, transit, dining, and recurring payments, and 0.5% back on everything else. The card features your standard CIBC savings at gas stations and shopping insurance.

Rewards Rates

Earn 2% cash back on groceries.
Earn 1% cash back on gas, transportation, dining, and recurring payments.
Earn 0.5% cash back on everything else.

All bonus categories (2% and 1%) are capped at $80,000 in net annual purchases across all cardholders or $20,000 across each specific category, whichever comes first. Once that cap is hit, all card purchases will earn at the normal rate of 0.5% cash back.

Key Cardholder Benefits

  • As a CIBC cardholder, you'll be able to link your Journie Rewards card to your account to save on every fill-up at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.

Annual Fees

The CIBC Dividend Visa Card has a $0 annual fee.

Income Requirements

The CIBC Dividend Visa Card requires $15,000 minimum annual household income.

Cash Back Calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the CIBC Dividend Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

This calculator uses the combined cap of $20,000 annually across the 2% and 1% categories to calculate cash back for the CIBC Dividend Visa Card.

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Top Partner Offers

Earn 10% Back
Unlimited 2% Money-Back at No Annual Fee with No Minimum Income Requirement.
Earn 10% Back
Unlimited 2% Money-Back, Lounge Access, & Travel Insurance at No Annual Fee.
Up to 70,000 points
High Earning Rate, $150 in Annual Travel-Fee Refunds, Top-Notch Travel Insurance, & NBC Lounge Access.
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