CIBC DividendĀ® Visa Infinite Card Value & Cash Back Calculator

CIBC DividendĀ® Visa Infinite* Card

The CIBC Dividend Visa Infinite Card is the highest earning cash back card offered by CIBC. It earns up to 4% cash back on purchases and offers mobile device insurance and Visa Infinite benefits.

Rewards Rates

4%
Earn 4% cash back on gas and groceries.
2%
Earn 2% cash back on transportation, dining and recurring payments.
1%
Earn 1% cash back on everything else.

All bonus categories (4% and 2%) are capped at $80,000 in net annual purchases across all cardholders or $20,000 across each specific category, whichever comes first. Once that cap is hit, all card purchases will earn at the normal rate of 1% cash back.

Key Cardholder Benefits

  • As a CIBC cardholder, you'll be able to link your Journie Rewards card to your account to save on every fill-up at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.
  • Receive Visa Infinite benefits including room upgrades, complimentary WiFi and breakfast, late checkout and more at 900+ properties around the world, access to exciting culinary experiences from some of the finest restaurants across Canada, and complimentary tastings and discounted wine deliveries from select wineries in Ontario and British Columbia.

Annual Fees

The CIBC Dividend Visa Infinite Card has an annual fee of $120. You can add up to 3 additional cards for $30 each.

The annual fee and additional card fee are typically rebated the first year meaning you'll pay $0 the first year of card membership and $0 for cards added during the first year.

Income Requirements

The CIBC Dividend Visa Infinite Card requires $60,000 individual, or $100,000 household minimum annual income.

Cash Back Calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the CIBC Dividend Visa Infinite Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

This calculator uses the combined cap of $20,000 annually across the 4% and 2% categories to calculate cash back for the CIBC Dividend Visa Platinum Card.

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