CIBC Dividend PlatinumĀ® Visa Card Value & Cash Back Calculator

CIBC Dividend PlatinumĀ® Visa* Card

The CIBC Dividend Visa Platinum Card earns 3% cash back on gas and grocery, 2% back on transit, dining, and recurring payments, and 1% back on everything else. It offers savings at select gas stations using Journie Rewards and shopping insurance.

Rewards Rates

Earn 3% cash back on gas and groceries.
Earn 2% cash back on transportation, dining and recurring payments.
Earn 1% cash back on all other purchases.

All bonus categories (3% and 2%) are capped at $80,000 in net annual purchases across all cardholders or $20,000 across each specific category, whichever comes first. Once that cap is hit, all card purchases will earn at the normal rate of 1% cash back.

Key Cardholder Benefits

  • As a CIBC cardholder, you'll be able to link your Journie Rewards card to your account to save on every fill-up at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.

Annual Fees

The CIBC Dividend Visa Platinum Card has an annual fee of $99. Add up to 3 additional cards for $30 each.

The annual fee and additional cardholder fee are typically rebated the first year meaning that you'll pay $0 annual fee the first year and $0 to add cards the first year.

Income Requirements

The CIBC Dividend Visa Platinum Card requires a $15,000 minimum annual household income.

Cash Back Calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the CIBC Dividend Visa Platinum Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

This calculator uses the combined cap of $20,000 annually across the 3% and 2% categories to calculate cash back for the CIBC Dividend Visa Platinum Card.

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