Desjardins Cash Back Card

Benefits & Cash Back Calculator
Review the benefits of the Desjardins Cash Back Card and calculate how much cash back you can earn based on the spend amounts you enter.
Last Updated 2022-06-11

The Desjardins Cash Back card is a no-annual fee cash back card in which you can choose between having a Visa or Mastercard version. It earns 2% cash back on restaurant, entertainment, public transportation, and pre-authorized payment purchases and 0.5% back on everything else.

In terms of benefits, it comes with the car rental discounts you'll receive for being a Desjardins credit card holder and travel & shopping insurance.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Desjardins Cash Back Card earning rates

2% Restaurant

The Desjardins Cash Back Card earns 2% cash back on restaurant purchases.

2% Entertainment

The Desjardins Cash Back Card earns 2% cash back on entertainment purchases. This includes:

  • Theatrical Productions
  • Ticket Agencies
  • Bands (Concerts)
  • Orchestras
  • Tourist Attractions
  • Exhibits
  • Motion Picture Theaters
  • Amusement Parks
  • Carnivals
  • Circuses
  • Aquariums
  • Sporting Events

2% Public Transportation

The Desjardins Cash Back Card earns 2% cash back on public transportation purchases. This includes commuter passenger transportation, taxis, limos, and bus lines.

2% Pre-Authorized Payments

The Desjardins Cash Back Card earns 2% cash back on pre-authorized payments. These are defined as automatic payments charged monthly or at another regular interval by a service provider.

0.5% Everything Else

All other purchases on the Desjardins Cash Back Card will earn 0.5% cash back.

Desjardins Cash Back Card benefits

Car Rental Discounts

Receive up to 25% off your Hertz car rental and up to 10% off your Thrifty and Dollar car rentals with your Desjardins Cash Back Card.

Travel and Shopping Insurance

Travel insurance offered on the Desjardins Cash Back Card is for 3 days for you and your family. You have the option to extend it for a cost.

Desjardins cash back calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the Desjardins Cash Back Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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