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Desjardins Cash Back® Mastercard

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn up to 2% cash back on restaurant and pre-authorized payments.
  • Earn 2% cash back on entertainment and alternative transportation.
  • Earn 0.5% cash back on all other purchases.
Main Benefits
  • Car rental discounts, mobile device insurance, travel & purchase insurance.
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Earning Rewards

The Cash Back Mastercard earns cash back at the following rates:

  • 2% cash back on restaurant and pre-authorized payment purchases, up to your first $3,600 in annual purchases (then 0.5%).
  • 2% cash back on entertainment and alternative transportation.
  • 0.5% cash back on all other purchases

Perks & Benefits

Here are the main benefits of the Cash Back Mastercard:

  • Car Rental Discounts: Enjoy up to 15% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz, Thrifty, and Dollar.
  • Travel & Purchase Insurance: Trip Cancellation, Lost and Damaged Baggage Coverage, Baggage Delay, Emergency Healthcare Coverage, Mobile Device Insurance, Purchase Protection and Extended Warranty.

Card Fees

Annual Fee

The Cash Back Mastercard has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the Cash Back Mastercard.

Foreign Transaction Fee

The Cash Back Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.

Desjardins Cash Back Calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the Desjardins Cash Back Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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