Desjardins Cash Back World Elite Mastercard

Benefits & Cash Back Calculator
Review the benefits of the Desjardins World Elite Mastercard and calculate how much cash back you can earn based on the spend amounts you enter.
Last Updated 2022-06-11

The Desjardins Cash Back World Elite Mastercard earns 5% cash back on grocery, 3% back on restaurant, entertainment, and public transportation, and 1% back on everything else. It features World Elite Mastercard benefit which includes airport lounge access and travel & shopping insurance.

Card Details At-A-Glance

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Desjardins Cash Back World Elite Mastercard earning rates

5% Grocery

The Desjardins Cash Back World Elite Mastercard earns 5% cash back on grocery purchases. This includes:

  • Grocery Stores
  • Supermarkets
  • Butchers
  • Freezer and Locker Meat Provisioners
  • Fishmongers
  • Bakeries
  • Miscellaneous Food Stores

3% Restaurant

The Desjardins Cash Back World Elite Mastercard earns 3% cash back on restaurant purchases.

3% Entertainment

The Desjardins Cash Back World Elite Mastercard earns 3% cash back on entertainment purchases. This includes:

  • Theatrical Productions
  • Ticket Agencies
  • Bands (Concerts)
  • Orchestras
  • Tourist Attractions
  • Exhibits
  • Motion Picture Theaters
  • Amusement Parks
  • Carnivals
  • Circuses
  • Aquariums
  • Sporting Events

3% Public Transportation

The Desjardins Cash Back World Elite Mastercard earns 3% cash back on public transportation purchases. This includes commuter passenger transportation, taxis, limos, and bus lines.

1% Everything Else

All other purchases on the Desjardins Cash Back World Elite Mastercard earns 1% cash back.

Desjardins Cash Back World Elite Mastercard benefits

Lounge Access

As a Desjardins Cash Back World Elite Mastercard holder, you will receive airport lounge access with complimentary membership in Mastercard Airport Experiences Provided by LoungeKey.

Boingo Wi-Fi

The Desjardins Cash Back World Elite Mastercard offers free access to over 1 million Wi-Fi hotspots worldwide with Boingo Wi-Fi.

World Elite Mastercard Benefits

  • Mastercard Travel Rewards - earn additional cash back when spending with select merchants outside of Canada
  • Mastercard's Priceless Cities - get details on exclusive experiences available near you when traveling around the world

Car Rental Discounts

Receive up to 25% off your Hertz car rental and up to 10% off your Thrifty and Dollar car rentals with your Desjardins Cash Back World Elite Mastercard.

Travel and Shopping Insurance

Travel insurance offered on the Desjardins Cash Back World Elite Mastercard is for 3 days for you and your family. You have the option to extend it for a cost.

Redeeming Desjardins cash back

Cash back earned with Desjardins is automatically cashed out depeneding on which credit card you have. As a Desjardins Cash Back World Elite Mastercard holder, a credit will automatically be applied to your account once you've reached $100 in cash back.

For the Desjardins Cash Back Mastercard, your account will automatically be credited when you earn $25 in cash back, but it earns at lower rates so you will not receive your credit any faster.

This is the main drawback to earning cash back with Desjardins versus earning BONUSDOLLARS. If you want a little bit more flexibility in how you redeem your rewards, you should consider the Odyssey World Elite Mastercard.

Desjardins cash back calculator

Input your monthly and yearly spend amounts to calculate how much cash back you can earn with the Desjardins Cash Back World Elite Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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