Desjardins Odyssey Gold Visa Card

Benefits & BONUSDOLLARS Calculator
Review the benefits of the Desjardins Odyssey Gold Card and calculate how many BONUSDOLLARS you can earn based on the spend amounts you enter.
Last Updated 2022-06-11

The Desjardins Odyssey Gold Visa earns 2% back in BONUSDOLLARS on restaurant, entertainment, public transportation, and pre-authorized payment purchases, and 1% back on everything else. The card offers comprehensive travel and shopping insurance as well as 50% off admission fee to access the Desjardins Odyssey Lounge at Montreal-Trudeau airport.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Desjardins Odyssey Gold earning rates

2% Restaurant

The Desjardins Odyssey Gold Visa Card earns 2% back in BONUSDOLLARS on restaurant purchases.

2% Entertainment

The Desjardins Odyssey Gold Visa Card earns 2% back in BONUSDOLLARS on entertainment purchases. This includes:

  • Theatrical Productions
  • Ticket Agencies
  • Bands (Concerts)
  • Orchestras
  • Tourist Attractions
  • Exhibits
  • Motion Picture Theaters
  • Amusement Parks
  • Carnivals
  • Circuses
  • Aquariums
  • Sporting Events

2% Public Transportation

The Desjardins Odyssey Gold Visa Card earns 2% back in BONUSDOLLARS on public transportation purchases. This includes commuter passenger transportation, taxis, limos, and bus lines.

2% Pre-Authorized Payments

The Desjardins Odyssey Gold Visa Card earns 2% back in BONUSDOLLARS on pre-authorized payments. These are defined as automatic payments charged monthly or at another regular interval by a service provider.

1% Everything Else

All other purchases on the Desjardins Odyssey Gold Visa Card will earn 1% back in BONUSDOLLARS.

Desjardins Odyssey Gold benefits

Desjardins Lounge Discount

When you present your Desjardins Odyssey Gold Visa Card at the Desjardins Odyssey Lounge at Montreal-Trudeau airport, you'll receive 50% off the regular admission fee.

Travel and Shopping Insurance

Travel insurance for this card is up to 60 consecutive days for you and your family.

Desjardins Odyssey Gold Visa BONUSDOLLARS value

BONUSDOLLARS are 1:1 with real currency. This means that 1 BONUSDOLLAR earned is equal to $1 that you can redeem. BONUSDOLLARS can be redeemed towards:

  • Travel
  • Gift Cards & Rewards
  • Entertainment
  • Financial Products and Services
  • Donations
  • Restaurants
  • Public Transportation
  • Account Credit

You can redeem BONUSDOLLARS online, through the mobile app, by phone or in person at a Desjardins banking or business center.

Travel

BONUSDOLLARS can be redeemed to cover part or all of your travel costs. You can use your Desjardins credit card to pay for your travel and then apply your BONUSDOLLARS afterwards. This gives you a lot of flexibility since you'll be able to apply them towards any kind of travel purchases.

Gift Cards

You can use your BONUSDOLLARS towards merchandise with top brands through the BONUSDOLLARS Rewards catalogue. Within the catalogue is also about 50 different gift cards you can redeem your points for as well. In order to redeem BONUSDOLLARS in the catalogue, your purchases will need to cost a minimum of 20 BONUSDOLLARS.

Do note that all of the gift cards includes a 2 BONUSDOLLARS shipping and handling fee. So a $25 gift card would cost you $27 BONUSDOLLARS, a $50 gift card would cost you $52 BONUSDOLLARS, and so on.

Entertainment

BONUSDOLLARS can be redeemed towards entertainment purchases. This includes concerts, attractions, museums and more. You can redeem your points by using your Desjardins credit card to pay for the entertainment expense and applying your BONUSDOLLARS towards the purchases afterwards.

Financial Products & Services

BONUSDOLLARS can be redeemed for various financial products and services with Desjardins. This includes:

  • RRSP, RESP, TFSA
  • Service Fees
  • Insurance
  • Personal Loans
  • Mortgages
  • Savings Products
  • Desjardins Funds

Donations

BONUSDOLLARS can be donated to a non-profit organization. As with other redemptions, you can use your credit card to pay for the donation and then use your BONUSDOLLARS towards the charges. This pretty much allows you to donate to whatever charity you want which is great.

Restaurants

You can redeem your BONUSDOLLARS towards restaurant purchases you've made to your Desjardins credit card.

Public Transportation

BONUSDOLLARS can be redeemed towards public transportation such as commuter trains, buses, and subways charged to your Desjardins credit card.

Account Credit

If you have the Desjardins Odyssey Visa Infinite Privilege Card, you'll be able to apply your BONUSDOLLARS to cover any amount charged to your card. This gives you the maximum amount of flexibility within the BONUSDOLLARS Rewards Program.

Desjardins BONUSDOLLARS calculator

Input your monthly and yearly spend amounts to calculate how many BONUSDOLLARS you can earn with the Desjardins Odyssey Gold Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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