Home Trust Preferred Visa credit card
Fees
Earning Rates
- Earn an unlimited 1% cash back on all purchases.
Main Benefits
- No foreign exchange fees and purchase insurance.
Card Details
Earning Rewards
The Home Trust Preferred Visa Card earns cash back at the following rates:
- 1% cash back on all eligible purchases with no cap.
Perks & Benefits
Here are the main benefits of the Home Trust Preferred Visa Card:
- No Foreign Transaction Fees: Pay NO exchange fees1 on foreign currency transactions — even when you shop online.
- Purchase Insurance: Insures eligible items against theft or damage for 90 days from the date of purchase.
Card Fees
Annual Fee
The Home Trust Preferred Visa Card has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the Home Trust Preferred Visa Card.
Foreign Transaction Fee
The Home Trust Preferred Visa Card has no foreign transaction fee. This makes it an excellent rewards card for travel outside of Canada.
Cash Back Calculator
Input your monthly and yearly spend amounts into the calculator to find out how much you can earn with the Home Trust Visa credit card. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
