MBNA Smart Cash Platinum Plus Mastercard

Benefits & Cash Back Calculator
Review the benefits of the MBNA Smart Cash Platinum Plus Mastercard and calculate how much cash back you can earn based on the spend amounts you enter.
Last Updated 2022-06-11

The MBNA Smart Cash Platinum Plus Mastercard earns 2% back on gas and grocery purchases. All other purchases on the card earns 0.5% back on everything else which is 50% less than the World Mastercard version which earns 1% back on all other purchases.

If you only plan on using this card for gas and grocery then this is the better option since it has no annual fee, but if you plan on spending a great deal outside of the bonus categories, you'll want to consider the MBNA Smart Cash World Mastercard as it may earn you a better return overall.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Smart Cash Platinum Plus Mastercard earning rates

All 2% categories (gas and grocery) share a combined spend cap of $500 monthly. Once the cap is hit, you'll earn at a rate of 0.5% for the remainder of the month.

2% Gas Station

The MBNA Smart Cash Platinum Plus Mastercard earns 2% back on gas station purchases.

2% Grocery

The MBNA Smart Cash Platinum Plus Mastercard earns 2% back on grocery purchases.

0.5% Everything Else

All other purchases on the MBNA Smart Cash Platinum Plus Mastercard will earn you 0.5% back.

Smart Cash Platinum Plus Mastercard benefits

Avis & Budget Benefits

As an MBNA Cardholder, you will receive 10% off the lowest base rates renting cars in Canada and the United States and 5% off the lowest base rates when renting cars internationally.

You can use AWD C078405 when booking at avis.com and BCD A331704 when booking at budget.com.

Shopping Coverage

MBNA Smart Cash calculator

Input your monthly and yearly spend amounts to find out how much cash back you can earn with the MBNA Smart Cash Platinum Plus Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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