MBNA Smart Cash World MastercardĀ® Value & Cash Back Calculator

MBNA Smart Cash World MastercardĀ®

The MBNA Smart Cash World Mastercard earns 2% back on gas and grocery purchases and 1% back on all other purchases. It is the better option over the Platinum Plus if you plan on spending $700 or more in non-bonus category spend across the card.

Rewards Rates

2%
Earn 2% cash back on gas station and grocery purchases.
1%
Earn 1% cash back on all other purchases.

All 2% categories (gas and grocery) share a combined spend cap of $500 monthly. Once the cap is hit, you'll earn at a rate of 1% for the remainder of the month.

Key Cardholder Benefits

  • As an MBNA Cardholder, you will receive 10% off the lowest base rates renting cars in Canada and the United States and 5% off the lowest base rates when renting cars internationally with Avis and Budget.
  • If you make a qualifying purchase with your card and find the same product advertised in Canada at a lower price within 60 days after purchase, the difference will be refunded, up to $500, subject to a calendar year maximum of $1,000 per account

Annual Fees

The MBNA Smart Cash World Elite Mastercard has a $39 annual fee. You can add up to 9 authorized users with no additional annual fee.

Income Requirements

For the MBNA Smart Cash World Mastercard, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater.

Cash Back Calculator

Input your monthly and yearly spend amounts to find out how much cash back you can earn with the MBNA Smart Cash World Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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