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MBNA Smart Cash World Mastercard®

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn 2% cash back on gas station and grocery purchases, on up to $500 per month.
  • Earn 1% cash back on all other purchases.
Main Benefits
  • Car rental discounts and travel & shopping insurance.
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Earning Rewards

The MBNA Smart Cash World Mastercard earns cash back at the following rates:

  • 2% cash back on gas station and grocery purchases.
  • 1% cash back on all other purchases.

Both 2% categories (gas and grocery) share a combined spend cap of $500 monthly. Once the cap is hit, you'll earn at a rate of 1% for the remainder of the month.

Perks & Benefits

Here are the main benefits of the MBNA Smart Cash World Mastercard:

  • Avis & Budget Discounts: Save a minimum of 10% off the base rates in Canada and the U.S., and a minimum of 5% off the base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Travel & Purchase Insurance: Common Carrier Accidental Death & Dismemberment, Rental Vehicle - Collision Damage Waiver, Purchase Assurance, Price Protection Service, and Extended Warranty.

Card Fees

Annual Fee

The MBNA Smart Cash World Mastercard has a $39 annual fee.

Authorized User Fee

There is no fee to add authorized users (up to 9) to the MBNA Smart Cash World Mastercard.

Foreign Transaction Fee

The MBNA Smart Cash World Mastercard has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.

Cash Back Calculator

Input your monthly and yearly spend amounts to find out how much cash back you can earn with the MBNA Smart Cash World Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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