Rewards Rates
All 2% categories (gas and grocery) share a combined spend cap of $500 monthly. Once the cap is hit, you'll earn at a rate of 1% for the remainder of the month.
Key Cardholder Benefits
- As an MBNA Cardholder, you will receive 10% off the lowest base rates renting cars in Canada and the United States and 5% off the lowest base rates when renting cars internationally with Avis and Budget.
- If you make a qualifying purchase with your card and find the same product advertised in Canada at a lower price within 60 days after purchase, the difference will be refunded, up to $500, subject to a calendar year maximum of $1,000 per account
Annual Fees
The MBNA Smart Cash World Elite Mastercard has a $39 annual fee. You can add up to 9 authorized users with no additional annual fee.
Income Requirements
For the MBNA Smart Cash World Mastercard, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater.
Cash Back Calculator
Input your monthly and yearly spend amounts to find out how much cash back you can earn with the MBNA Smart Cash World Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Our Credit Card Rewards calculator can help you find the credit cards that will earn you the most points, miles and cash back based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let our tool do the work for you!
