MBNA Smart Cash World Mastercard

Benefits & Cash Back Calculator
Review the benefits of the MBNA Smart Cash World Mastercard and calculate how much cash back you can earn based on the spend amounts you enter.
Last Updated 2022-06-11

The MBNA Smart Cash World Mastercard earns 2% back on gas and grocery purchases and 1% back on all other purchases. The card is almost identical to the MBNA Smart Cash Platinum Plus Mastercard with the exception that the Platinum Plus only earns 0.5% back on all other purchases.

If you plan on running $700 or more in non-gas and -grocery purchases across the card, the World Mastercard is the better option as you'll make up for the small annual fee. Otherwise, you'll want to consider the Platinum Plus Mastercard.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Smart Cash World Mastercard earning rates

All 2% categories (gas and grocery) share a combined spend cap of $500 monthly. Once the cap is hit, you'll earn at a rate of 1% for the remainder of the month.

2% Gas Station

The MBNA Smart Cash World Mastercard earns 2% back on gas station purchases.

2% Grocery

The MBNA Smart Cash World Mastercard earns 2% back on grocery purchases.

1% Everything Else

All other purchases on the MBNA Smart Cash World Mastercard will earn you 1% back.

Smart Cash World Mastercard benefits

Avis & Budget Benefits

As an MBNA Cardholder, you will receive 10% off the lowest base rates renting cars in Canada and the United States and 5% off the lowest base rates when renting cars internationally.

You can use AWD C078405 when booking at avis.com and BCD A331704 when booking at budget.com.

Shopping Coverage

MBNA Smart Cash calculator

Input your monthly and yearly spend amounts to find out how much cash back you can earn with the MBNA Smart Cash World Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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