National Bank ECHO Cashback Mastercard

Benefits & Cash Back Calculator
Enjoy up to 1.5% cash back on groceries, gas, and online purchases with the National Bank ECHO Cashback Mastercard.

The National Bank ECHO Cashback Mastercard is the only cash back credit card in Canada to offer bonus rewards on online purchases. It earns 1.5% cash back on gas, grocery, and online purchases, up to $25,000 in annual spend.

In terms of benefits, the card features both purchase protection and extended warranty.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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National Bank ECHO Cashback Mastercard earning rates

Gas, grocery, and online purchases earn bonus rewards on up to $25,000 in annual spend. Once that cap is hit, you'll earn at the regular rate of 1% back on all purchases for the remainder of the year.

1.5% Online Purchases

The National Bank ECHO Cashback Mastercard earns 1.5% cash back on online purchases. This applies to most Internet purchases of goods or services made with your card.

1.5% Gas

The National Bank ECHO Cashback Mastercard earns 1.5% cash back on gas purchases. This also includes gas purchased at some mega stores.

1.5% Grocery

The National Bank ECHO Cashback Mastercard earns 1.5% cash back on grocery purchases. This includes grocery stores, supermarkets, fruit stores, specialty food stores and other merchants whose main activity is to sell food.

1% All Other Purchases

All other purchases made with the National Bank ECHO Cashback Mastercard will earn 1% cash back.

National Bank ECHO Cashback Mastercard benefits

Shopping & Purchase Insurance

When you use your National Bank ECHO Cashback Mastercard on eligible purchases, you'll be able to protect them from theft or damage for up to 90 days after the date of purchase with Purchase Protection. You'll also get up to one additional year towards the manufacturer's warranty for most items purchased with your card.

NBC cash back calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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