National Bank mycredit Mastercard

Benefits & Cash Back Calculator
With the National Bank mycredit Mastercard, you can earn bonus cash back on restaurant and pre-authorized payments, and receive free mobile protection.

The National Bank mycredit Mastercard is a no-annual fee rewards card that earns an unlimited 1% back on restaurant purchases and pre-authorized payments made to the card. It offers mobile device insurance, extended warranty, and purchase protection.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

National Bank mycredit Mastercard earning rates

1% Restaurant

The National Bank mycredit Mastercard earns an unlimited 1% cash back on restaurant purchases. This includes:

  • Restaurants
  • Catering establishments
  • Bars
  • Lounges
  • Clubs
  • Nightclubs
  • Pubs
  • Fast food restaurants

1% Pre-Authorized Payments

The National Bank mycredit Mastercard earns an unlimited 1% cash back on pre-authorized payment purchases. This is defined as regular payments that are automatically withdrawn by a merchant such as a phone bill or cable bill.

0.5% Everything Else

All other purchases made to the National Bank mycredit Mastercard will earn you 0.5% cash back.

National Bank mycredit Mastercard benefits

Mobile Protection

The National Bank mycredit Mastercard offers mobile protection when you use the card to pay for the purchase of your mobile device or when your set up your mobile plan as a recurring pre-authorized payment.

With this protection, you will be insured against theft or damage for up to 2 years following the purchase of your mobile device.

Shopping & Purchase Insurance

When you use your National Bank mycredit Mastercard, you'll get up to double the maufacturer's warranty with extended warranty as well as purchase protection insurance of up to 90 days after the date of purchase.

NBC cash back calculator

Input your monthly and yearly spend amounts into our National Bank mycredit Mastercard calculator to find out how much you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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