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Scotia Momentum® Visa Card

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments, on up to $25,000 in combined spend (then 1%).
  • Earn 1% cash back on all other eligible purchases.
Main Benefits
  • Save on rentals with Avis and Budget and enjoy purchase security and extended warranty protection.
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Earning Rewards

The Scotia Momentum Visa Card earns cash back at the following rates:

  • 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.
  • 1% cash back on all other eligible purchases.

Perks & Benefits

Here are the main benefits of the Scotia Momentum Visa Card:

  • Car Rental Discounts: Save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your card.
  • Purchase Insurance: Purchase Security & Extended Warranty Protection.

Card Fees

Annual Fee

The Scotia Momentum Visa Card has a $39 annual fee.

Authorized User Fee

Adding authorized users to the Scotia Momentum Visa Card will cost you $15 per additional card per year.

Foreign Transaction Fee

The Scotia Momentum Visa Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.

Scotia Cash Back Calculator

Input your monthly and yearly spend amounts to estimate your earnings with the Scotia Momentum Visa card. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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