Scotia Momentum Visa Infinite Card

Card Value & Cash Back Calculator
Scotia Momentum® Visa Infinite Card

The Scotia Momentum® Visa Infinite Card is the highest earning cash back credit card Scotiabank offers and is one of the best cash back credit cards in Canada. It earns up to 4% cash back on purchases and offers Visa Infinite benefits, travel and shopping insurance, and discounts on rentals with Avis and Budget.

Rewards Rates

Earn 4% cash back for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases, on up to $25,000 in combined purchases per year.
Earn 2% cash back for every $1 you spend on gas purchases and daily transit purchases, on up to $25,000 in combined purchases per year.
Earn 1% cash back for every $1 spent on all other purchases.

Key Cardholder Benefits

  • Receive Visa Infinite benefits including room upgrades, complimentary WiFi and breakfast, late checkout and more at 900+ properties around the world, access to exciting culinary experiences from some of the finest restaurants across Canada, and complimentary tastings and discounted wine deliveries from select wineries in Ontario and British Columbia.
  • As a Scotiabank cardholder, you will save up to 25% off base rates at participating Avis and Budget locations in Canada and the U.S. when you pay with your Scotiabank credit card.
  • Be protected with trip cancellation and trip interruption insurance, new mobile device insurance, delayed and lost baggage insurance, flight delay insurance, and much more.

Annual Fees

The Scotia Momentum Visa Infinite Card has a $120 annual fee. Additional cardholders can be added for $50 per year, per card.

Income Requirements

The Scotia Momentum Visa Infinite Card requires a minimum annual income of $60,000 or a minimum household income of $100,000 or minimum assets under management of $250,000.

Cash Back Calculator

Input your monthly and yearly spend amounts to estimate your earnings with the Scotia Momentum Visa Infinite card. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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