Simplii Financial Visa Credit Card

Benefits & Cash Back Calculator
Review the benefits of the Simplii Financial Visa Credit Card and estimate how much cash back you can earn based on your monthly and yearly spend.
Last Updated 2022-06-11

The Simplii Financial Cash Back Visa is a no-annual fee card that earns a whopping 4% cash back on up to $5,000 in annual dining purchases. The card also earns 1.5% cash back on up to $15,000 in combined gas, grocery, drugstore, and pre-authorized payment purchases.

Overall, it's an excellent card for any foodie that wants to maximize spending when dining out as well as earn a solid return across other everyday categories at no fee.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Simplii Cash Back Visa earning rates

The 4% cash back category (restaurant) earns on up to $5,000 per year in which you'll earn 0.5% cash back for the rest of the year once the cap is hit.

The 1.5% cash back categories (gas, grocery, drugstore, and pre-authorized payments) share a combined bonus spend cap of up to $15,000 per year in which you'll earn 0.5% cash back once the cap is hit.

4% Restaurant

The Simplii Financial Cash Back Visa earns 4% cash back on restaurant purchases. This includes bars and coffee shop purchases.

1.5% Gas Station

The Simplii Financial Cash Back Visa earns 1.5% cash back on gas station purchases.

1.5% Grocery

The Simplii Financial Cash Back Visa earns 1.5% cash back on grocery purchases.

1.5% Drugstore

The Simplii Financial Cash Back Visa earns 1.5% cash back on drugstore purchases.

1.5% Pre-Authorized Payments

The Simplii Financial Cash Back Visa earns 1.5% cash back on pre-authorized payments. These are recurring payments that are pre-authorized for your card (typically charges that are on auto pay).

0.5% Everything Else

All other purchases on the Simplii Financial Cash Back Visa will earn 0.5% cash back.

Simplii Cash Back Visa benefits

Shopping Insurance

Simplii Financial cash back calculator

Input your monthly and yearly spend amounts to estimate your earnings with the Simplii Financial Cash Back Visa card. Compare the results side by side up to two credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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