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Tangerine Money-Back Credit Card

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn 2% Money-Back Rewards on your everyday purchases in two categories of your choice.
  • Earn 2% Money-Back Rewards on a 3rd Money-Back category when you get your rewards deposited into your Tangerine Savings account.
  • Earn 0.5% Money-Back Rewards on all other everyday purchases.
Intro Bonus
  • 10% Cash Back
Main Benefits
  • Receive rewards monthly, no cap on how much you can earn, and free cards for authorized users.
Ads & Promos
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Earning Rewards

The Tangerine Money-Back Credit Card earns cash back at the following rates:

  • Unlimited 2% cash back in 2 categories of your choice.
  • Unlimited 2% cash back on a third category of your choice when you have your Rewards deposited automatically into a Tangerine Savings Account.
  • Unlimited 0.5% cash back on everything else.

There are ten 2% back categories: Grocery, Furniture, Restaurant, Hotel-Motel, Gas Station, Recurring Bill Payments, Drug Store, Home Improvement, Entertainment, and Public Transportation & Parking.

Note: Cash back earned with this card is referred to as Money-Back Rewards.

Perks & Benefits

Here are the main benefits of the Tangerine Money-Back Credit Card:

  • Paid Monthly: Receive your Money-Back Rewards deposited into your account monthly.
  • Mobile Wallet & Contactless Payments: Add the Tangerine World Mastercard to your Apple Pay, Google Pay, and Samsung Pay mobile wallets and use it where contactless payments are accepted.

Card Fees

Annual Fee

The Tangerine Money-Back Credit Card has no annual fee.

Authorized User Fee

Add up to 5 authorized users to the Tangerine Money-Back Credit Card for no additional fee.

Foreign Transaction Fee

The Tangerine Money-Back Credit Card has a 2.5% foreign transaction fee. This means that you will be penalized when using this card to make purchases that aren't in Canadian Dollars.

Money-Back Calculator

Input your monthly and yearly spend to estimate Money-Back rewards earned with the Tangerine Money-Back Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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