TD Business Cash Back Visa Card
Fees
Earning Rates
- Earn 2% in Cash Back Dollars on eligible Office Supply Purchases, on up to $15,000 per year (then 0.5%).
- Earn 2% in Cash Back Dollars on eligible Gas Purchases, on up to $15,000 per year (then 0.5%).
- Earn 2% in Cash Back Dollars on regularly recurring bill payments set up on your Account.
- Earn 0.5% in Cash Back Dollars on all other Purchases made with your card.
Main Benefits
- Save up to 20% on business purchases with Visa SavingsEdge, receive discounts on car rentals at participating Avis and Budget locations, and enjoy shopping coverage.
Card Details
Earning Rewards
The TD Business Cash Back Visa Card earns cash back at the following rates:
- 2% in Cash Back Dollars on eligible Office Supply Purchases, on up to $15,000 per year (then 0.5%).
- 2% in Cash Back Dollars on eligible Gas Purchases, on up to $15,000 per year (then 0.5%).
- 2% in Cash Back Dollars on regularly recurring bill payments set up on your Account.
- 0.5% in Cash Back Dollars on all other Purchases made with your card.
Rewards Value
Cash Back Dollars earned with the TD Business Cash Back Visa Card are credited back to your business account as an automatic statement credit on an annual basis.
The annual earnings period will start from when the Card is first used to make Purchases until the Account’s November billing cycle of the following year, after which time the annual earnings period will continue each year from the Account’s December billing cycle for a 12-month period.
Perks & Benefits
Here are the main benefits of the TD Business Cash Back Visa Card:
- Visa SavingsEdge Program: Enjoy discounts of up to 25% off for business purchases made under the Visa SavingsEdge Program.
- Car Rental Savings: Save a minimum of 10% off the lowest available base rates in Canada and the U.S., and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations.
- Purchase Insurance: Purchase Security and Extended Warranty Protection.
Card Fees
Annual Fee
The TD Business Cash Back Visa has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the TD Business Cash Back Visa Card.
Foreign Transaction Fee
The TD Business Cash Back Visa Card has a foreign currency conversion fee of 2.5%. This means you will be penalized when using this card to make purchases that are not in Canadian Dollars.
TD Cash Back Calculator
Input your monthly and yearly business expenses to estimate how much cash back you can earn with the TD Business Cash Back Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
