TD Cash Back Visa Card

Benefits & Cash Back Calculator
Review the benefits of the TD Cash Back Visa Card and calculate how much cash back you can earn based on the spend amounts you enter.
Last Updated 2022-06-11

The TD Cash Back Visa Card is a no-annual fee cash back card that earns 1% cash back on grocery, gas, and recurring bill payment purchases and 0.5% back on all other purchases. Benefits on the card include savings with Avis and Budget and shopping insurance.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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TD Cash Back Visa Card earning rates

1% Grocery

The TD Cash Back Visa Card earns 1% cash back on grocery purchases, on up to $5,000 per year. Once that cap is hit, you'll earn at the regular rate of 0.5% for the remainder of the year.

1% Gas Station

The TD Cash Back Visa Card earns 1% cash back on gas station purchases, on up to $5,000 per year. Once that cap is hit, you'll earn at the regular rate of 0.5% for the remainder of the year.

1% Recurring Bill Payments

The TD Cash Back Visa Card earns 1% cash back on recurring bill payments, on up to $5,000 per year. Once that cap is hit, you'll earn at the regular rate of 0.5% for the remainder of the year.

Recurring bills payments are defined as payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees.

They are commonly referred to as "Pre-Authorized Payments".

0.5% Everything Else

All other purchases on the TD Cash Back Visa Card will earn you 0.5% cash back.

TD Cash Back Visa Card benefits

Avis & Budget Discounts

When you use your TD Credit Card at participating Avis and Budget locations, you'll save a minimum of 10% off the lowest base rates in the Canada and U.S. and a minimum of 5% off the lowest base rates internationally.

Shopping Insurance

TD cash back calculator

Input your monthly and yearly spend amounts to estimate cash back earnings for the TD Cash Back Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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