TD Cash Back Visa Infinite Card

Benefits & Cash Back Calculator
Review the benefits of the TD Cash Back Visa Infinite and estimate your earnings based on the monthly and yearly spend amounts you enter.
Last Updated 2022-06-11

The TD Cash Back Visa Infinite Card is the highest earning cash back card available from TD Bank. It earns 3% cash back on eligible grocery, gas, and recurring bill payment purchases and 1% back on all other purchases.

Benefits of the card include free TD Auto Club membership, discounts with Avis & Budget, and travel insurance.

Card Details At-A-Glance

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TD Cash Back Visa Infinite earning rates

3% Grocery

The TD Cash Back Visa Infinite Card earns 3% cash back on grocery purchases, on up to $15,000 per year. Once that cap is hit, you'll earn at the regular rate of 1% for the remainder of the year.

3% Gas Station

The TD Cash Back Visa Infinite Card earns 3% cash back on gas station purchases, on up to $15,000 per year. Once that cap is hit, you'll earn at the regular rate of 1% for the remainder of the year.

3% Recurring Bill Payments

The TD Cash Back Visa Infinite Card earns 3% cash back on recurring bill payments, on up to $15,000 per year. Once that cap is hit, you'll earn at the regular rate of 1% for the remainder of the year.

Recurring bills payments are defined as payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees.

They are commonly referred to as "Pre-Authorized Payments".

1% Everything Else

All other purchases on the TD Cash Back Visa Infinite Card will earn you 1% cash back.

TD Cash Back Visa Infinite benefits

Free Deluxe TD Auto Club Membership

As a TD Cash Back Visa Infinite Card holder, you'll receive free Deluxe TD Auto Club Membership which is a $79 value.

Visa Infinite Benefits

As a TD Visa Infinite cardholder, you'll receive access to the following benefits:

  • Visa Infinite Luxury Hotel Collection - room upgrades, complimentary WiFi and breakfast, late checkout and more at 900+ properties around the world
  • Visa Infinite Dining - access to exciting culinary experiences from some of the finest restaurants across Canada
  • Visa Infinite Wine Country - enjoy complimentary tastings and discounted wine deliveries from select wineries in Ontario and British Columbia
  • Visa Infinite Concierge - get help planning the perfect travel itinerary, birthday, or your next great idea

Avis & Budget Discounts

When you use your TD Credit Card at participating Avis and Budget locations, you'll save a minimum of 10% off the lowest base rates in the Canada and U.S. and a minimum of 5% off the lowest base rates internationally.

Travel & Shopping Insurance

TD cash back calculator

Input your monthly and yearly spend amounts to estimate cash back earnings for the TD Cash Back Visa Infinite Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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