Canada Hotel Rewards Credit Cards & Point Calculators

Co-Branded Hotel Cards
Calculate how many hotel points you can earn and the cash value of co-branded hotel credit cards based on spend, the value of benefits, and fees.
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There are only a few co-branded hotel credit cards available in Canada. You can click on any of the cards to calculate how many points you can earn based on the spend amounts you enter and compare the results side by side other rewards credit cards offered in Canada.

Marriott Bonvoy

Marriott offers two co-branded American Express credit cards consisting of one personal card and one business card. These two credit cards are the best options for earning Marriott Bonvoy points spending at Marriott properties.

Credit Card Benefits Annual Fee
Best For Marriott Travelers
  • Intro Bonus: 50,000 Marriott Bonvoy points
  • Earn 5X points for every $1 in card purchases at eligible participating Marriott Bonvoy hotels
  • Earn 2X points for every $1 on all other purchases
  • Enjoy an annual Free Night Award after your Card anniversary each year
  • Upgrade to Gold Elite Status after you charge $30,000 to your card each year
$120
Best For Marriott Business Travelers
  • Intro Bonus: 50,000 Marriott Bonvoy points
  • Earn 5X points for every $1 in card purchases at participating Marriott Bonvoy hotels
  • Earn 3X points for every $1 in card purchases on eligible gas, dining, and travel
  • Earn 2X points for every $1 on all other purchases
  • Receive an annual Free Night Award after your Cardmember anniversary each year
  • Upgrade to Gold Elite Status after you charge $30,000 to your card each year
$150

Best Western Rewards

Best Western offers one co-branded credit card that can earn you Best Western points on everyday spending. It's the best (and only) option if you're looking to build up your balance of Best Western Rewards points.

Credit Card Benefits Annual Fee
Best Western Travelers
  • Earn 5X points on purchases made at Best Western properties
  • Earn 1X points on all other purchases
  • Complimentary Best Western Gold Elite status with the ability to earn Diamond after spending $10K
$0

Flexible Rewards Points

There is only one major credit card rewards program that earns flexible points transferable to hotel rewards programs: American Express Membership Rewards.

AMEX Membership Rewards

American Express Membership Rewards points can be transferred to Marriott Bonvoy, Hilton Honors, and Choice Privileges. This means you can earn points through intro bonuses and everyday spending across Membership Rewards credit cards and transfer those points to these partners when you need to.

This gives you a lot more flexibility than co-branded credit cards since you will not be stuck earning rewards with a single program.

These are the credit cards you can use to earn Membership Rewards points:

Credit Card Benefits Annual Fee
Best For Luxury Travel & Lounge Access
  • Earn 3X points on dining and food delivery purchases in Canada
  • Earn 2X points on travel
  • Earn 1X points on all other purchases
  • Annual $200 CAD Travel Credit
  • $100 CAD NEXUS statement credit
  • Access 1,300+ airport lounge around the world including Centurion Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta), and Priority Pass lounges
  • Access to hotel benefits when booking Fine Hotels & Resorts and The Hotel Collection
  • Enroll in complimentary Hilton Honors Gold status, Marriott Bonvoy Gold Elite status, and Radisson Rewards Americas Gold status
$699
  • Earn 2 points for every $1 spent on travel, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 spent on eligible gas, grocery and drugstore purchases in Canada
  • Earn 1 point for every $1 spent on everything else
  • Annual $100 CAD Travel Credit
  • $50 CAD NEXUS Statement Credit
  • Priority Pass and Plaza Premium Lounge access
  • Access to hotel benefits when booking through The Hotel Collection
$250
Best Overall Travel Rewards Card
  • Earn 5 points for every $1 spent on eligible restaurant and grocery stores in Canada, including food and grocery delivery
  • Earn 3 points for every $1 spent on streaming subscriptions with select providers in Canada
  • Earn 1 point for every $1 spent on all other purchases
  • Access to hotel benefits when booking through The Hotel Collection
$12.99 per month ($155.88 annually)
Best For No Annual Fee
  • Earn 1 point for every $1 on all card purchases
  • Be protection with shopping coverage.
$0
Best For Luxury Business Travel & Lounge Access
  • Earn 1.25 points for every $1 spent on all card purchases
  • Access 1,300+ airport lounge around the world including Centurion Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta) and Priority Pass lounges
  • Access to hotel benefits when booking Fine Hotels & Resorts and The Hotel Collection
  • Complimentary elite Marriott Gold Bonvoy Elite status
  • Get access to discounted base fares for you and your travel companions when you book through the International Airline Program
  • Excellent travel and shopping coverage
$499
  • Earn 1 point for every $1 in card purchases on everything
  • Earn 10,000 bonus Membership Rewards Points when you spend $20,000 in net purchases each calendar quarter (up to 40K points annually)
  • Travel and shopping coverage
$199
Best For Business Purchases
  • Earn 3 points for every $1 spent on eligible office supplies & electronics, rides & gas, and eats & drinks
  • Earn 1 point for every $1 spent on all other purchases
  • Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus, up to 12,000 bonus points a year
  • Car rental theft & damage insurance and shopping coverage
$99

Hotel Credit Card Rewards Calculator

Input your monthly and yearly spend amounts into our Hotel credit card rewards points calculator to find out which cards earn you the most value towards hotel redemptions and best return on your spending.

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Calculator Options
Personal & Business Cards
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Find out which credit cards will offer you the most value based on the spend amounts you entered

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

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