Canada Hotel Rewards Credit Cards (with Calculators)

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There are only a few co-branded hotel credit cards available in Canada. You can click on any of the cards to calculate how many points you can earn based on the spend amounts you enter and compare the results side by side other rewards credit cards offered in Canada.

Marriott Bonvoy

Marriott offers two co-branded American Express credit cards consisting of one personal card and one business card. These two credit cards are the best options for earning Marriott Bonvoy points spending at Marriott properties.

Credit Card	Benefits	Annual Fee
Marriott Bonvoy® American Express® Card Best For Marriott Travelers Card Value & Points Calculator	Intro Bonus: 50,000 Marriott Bonvoy points Earn 5X points for every $1 in card purchases at eligible participating Marriott Bonvoy hotels Earn 2X points for every $1 on all other purchases Enjoy an annual Free Night Award after your Card anniversary each year Upgrade to Gold Elite Status after you charge $30,000 to your card each year	$120
Marriott Bonvoy® Business American Express® Card Best For Marriott Business Travelers Card Value & Points Calculator	Intro Bonus: 50,000 Marriott Bonvoy points Earn 5X points for every $1 in card purchases at participating Marriott Bonvoy hotels Earn 3X points for every $1 in card purchases on eligible gas, dining, and travel Earn 2X points for every $1 on all other purchases Receive an annual Free Night Award after your Cardmember anniversary each year Upgrade to Gold Elite Status after you charge $30,000 to your card each year	$150

Best Western Rewards

Best Western offers one co-branded credit card that can earn you Best Western points on everyday spending. It's the best (and only) option if you're looking to build up your balance of Best Western Rewards points.

Credit Card	Benefits	Annual Fee
Best Western Rewards Mastercard Best Western Travelers Card Value & Points Calculator	Earn 5X points on purchases made at Best Western properties Earn 1X points on all other purchases Complimentary Best Western Gold Elite status with the ability to earn Diamond after spending $10K	$0

Flexible Rewards Points

There is only one major credit card rewards program that earns flexible points transferable to hotel rewards programs: American Express Membership Rewards.

AMEX Membership Rewards

American Express Membership Rewards points can be transferred to Marriott Bonvoy, Hilton Honors, and Choice Privileges. This means you can earn points through intro bonuses and everyday spending across Membership Rewards credit cards and transfer those points to these partners when you need to.

This gives you a lot more flexibility than co-branded credit cards since you will not be stuck earning rewards with a single program.

These are the credit cards you can use to earn Membership Rewards points:

Credit Card	Benefits	Annual Fee
The Platinum Card® Best For Luxury Travel & Lounge Access Card Value & Points Calculator	Earn 3X points on dining and food delivery purchases in Canada Earn 2X points on travel Earn 1X points on all other purchases Annual $200 CAD Travel Credit $100 CAD NEXUS statement credit Access 1,300+ airport lounge around the world including Centurion Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta), and Priority Pass lounges Access to hotel benefits when booking Fine Hotels & Resorts and The Hotel Collection Enroll in complimentary Hilton Honors Gold status, Marriott Bonvoy Gold Elite status, and Radisson Rewards Americas Gold status	$699
American Express® Gold Rewards Card Card Value & Points Calculator	Earn 2 points for every $1 spent on travel, including flights, hotels, car rentals, cruises, and more Earn 2 points for every $1 spent on eligible gas, grocery and drugstore purchases in Canada Earn 1 point for every $1 spent on everything else Annual $100 CAD Travel Credit $50 CAD NEXUS Statement Credit Priority Pass and Plaza Premium Lounge access Access to hotel benefits when booking through The Hotel Collection	$250
American Express Cobalt™ Card Best Overall Travel Rewards Card Card Value & Points Calculator	Earn 5 points for every $1 spent on eligible restaurant and grocery stores in Canada, including food and grocery delivery Earn 3 points for every $1 spent on streaming subscriptions with select providers in Canada Earn 1 point for every $1 spent on all other purchases Access to hotel benefits when booking through The Hotel Collection	$12.99 per month ($155.88 annually)
American Express® Green Card Best For No Annual Fee Card Value & Points Calculator	Earn 1 point for every $1 on all card purchases Be protection with shopping coverage.	$0
Business Platinum Card® from American Express Best For Luxury Business Travel & Lounge Access Card Value & Points Calculator	Earn 1.25 points for every $1 spent on all card purchases Access 1,300+ airport lounge around the world including Centurion Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta) and Priority Pass lounges Access to hotel benefits when booking Fine Hotels & Resorts and The Hotel Collection Complimentary elite Marriott Gold Bonvoy Elite status Get access to discounted base fares for you and your travel companions when you book through the International Airline Program Excellent travel and shopping coverage	$499
American Express® Business Gold Rewards Card Card Value & Points Calculator	Earn 1 point for every $1 in card purchases on everything Earn 10,000 bonus Membership Rewards Points when you spend $20,000 in net purchases each calendar quarter (up to 40K points annually) Travel and shopping coverage	$199
American Express Business Edge™ Card Best For Business Purchases Card Value & Points Calculator	Earn 3 points for every $1 spent on eligible office supplies & electronics, rides & gas, and eats & drinks Earn 1 point for every $1 spent on all other purchases Spend $3,000 or more in Card purchases each monthly billing period to earn a Monthly Spend Bonus, up to 12,000 bonus points a year Car rental theft & damage insurance and shopping coverage	$99

Hotel Credit Card Rewards Calculator

Input your monthly and yearly spend amounts into our Hotel credit card rewards points calculator to find out which cards earn you the most value towards hotel redemptions and best return on your spending.

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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

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Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.

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Select the maximum income requirement you want listed in your top picks.

Calculator Options

Personal & Business Cards

Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.

Find out which credit cards will offer you the most value based on the spend amounts you entered

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Best Credit Cards

Listed below are up to 10 of the best rewards credit cards based on the spend amounts you entered (when applicable).

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Rewards Cards

If you're looking to earn a solid return on your spend, rewards credit cards are the way to go. These cards offer general rewards that can be used towards a number of different redemptions including cash back, statement credits, travel, gift cards, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Co-branded credit cards offer benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee Cards

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

No Foreign Transaction Fee Cards

When you make a charge with your credit card outside of the country, many card issuers will charge you a foreign transaction fee. Luckily, there are a handful of credit cards that waive foreign transaction fees which is great if you're looking to earn rewards on international spending and travel.