Find Canada Business Credit Cards Based On Your Expenses

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How This Tool Works

Input Your Monthly & Yearly Expenses

Estimate how much your business plans on spends monthly and yearly across your rewards credit cards and enter those values into the tool by category.

You can add categories using () as well as remove categories as you see fit.

There's no limit to the amount of categories you can add to the tool, so be sure to cover all the categories that you spend most in every year.

Get Results

Once you click search, the tool will go through each of our partner busines credit cards, estimate total points, miles, or cash back, and calculate the overall average card value based on those rewards, annual credits, and annual fees.

The tool will output up to 10 business credit cards for each of the credit card categories listed which includes travel, cash back, no annual fee, and several other popular card types.

When applicable, it will also show the current intro bonus for the card which is calculated in the results only if the criteria has been met. Intro bonuses can also be turned off if you want to calculate card value for the second year and onward.

You can click on Learn More to get additional details about the card in a new window through our partners. That way you can browse the benefits of any cards that you're interested in without worry about losing your search results.

Breakdown & Deeper Dive

Click on the total rewards or card value for any of the business cards to get a breakdown of how everything was calculated. It will also display some additional information along with links to learn more about the rewards the card earns.

You'll also be able to jump to the card's specific rewards calculator to calculate rewards on an even deeper level including the ability to change point/mile values, change the cash value of annual benefits, specify authorized users, select program membership and elite status levels, and compare up to two credit cards from any issuer side-by-side.

Business Credit Card Rewards Calculator Tool

Use this calculator to find out which Canada business credit cards will earn you the most points, miles, and cash back based on the spend amounts you enter into the tool. Compare results and apply for top business rewards credit cards.

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Category Spending

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Income Requirement

Income Type

Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.

Income Maximum

Select the maximum income requirement you want listed in your top picks.

Calculator Options

Include Intro Bonuses?

If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.

Find out which credit cards will offer you the most value based on the spend amounts you entered

No Results. This is usually due to:

There's no good card options based on the spend entered.
The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only. You can click on the estimated earnings to see the calculations or click on the card to learn more.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

Best Credit Cards

Listed below are up to 10 of the best rewards credit cards based on the spend amounts you entered (when applicable).

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Rewards Cards

If you're looking to earn a solid return on your spend, rewards credit cards are the way to go. These cards offer general rewards that can be used towards a number of different redemptions including cash back, statement credits, travel, gift cards, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Co-branded credit cards offer benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee Cards

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

No Foreign Transaction Fee Cards

When you make a charge with your credit card outside of the country, many card issuers will charge you a foreign transaction fee. Luckily, there are a handful of credit cards that waive foreign transaction fees which is great if you're looking to earn rewards on international spending and travel.