Credit Card Finder Canada: Maximum Rewards Calculator

Find The Best Card For You
Input your monthly and yearly spend amounts into our Canada Credit Card Finder to see which cards earn you the most points, miles, and cash back.

Our Credit Card Finder Tool calculates which cards earn you the most points, miles, or cash back based on the spend amounts you enter. This will give you an idea of which credit cards are the best fit for you.

If you're looking for a business card, jump over to our Canada Business Credit Card Finder Tool.

Credit Card Finder Tool

This interactive rewards calculator will search our credit card database to find out which credit cards earns the most points, miles, or cash back based on the spend entered into the tool.

How To Use

  • Enter How much you spend in each of the categories on a monthly or yearly basis
  • Click Search For The Best Cards to get a list of the best credit cards that match up with your spend habits
  • Click on the card to learn more about it and to compare it side by side other cards -OR- click view all offers to apply for credit cards through our partner
Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Income Requirement
Income Type
Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.
Income Maximum
Select the maximum income requirement you want listed in your top picks.

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having issues calculating rewards.

Enter different values or try again later.


These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

All spend entered in the fields above will carry over to every credit card rewards calculator on the site so there's no need to re-enter spend.