BMO® AIR MILES® Mastercard® Value & Card Value Calculator

BMO® AIR MILES® Mastercard®

The BMO AIR MILES Mastercard is credit card that is great for building AIR MILES at no annual fee. It earns up to 3X AIR MILES per $25 spent and offers car rental savings and shopping coverage.

Rewards Rates

Earn 3 Miles for every $25 spent with AIR MILES partners.
Earn 2 Miles for every $25 spent at eligible grocery stores.
Earn 1 Mile for every $25 spent on all other purchases.

Key Cardholder Benefits

  • Earn 2 AIR MILES Rewards Miles for every $15 spent at participating National Car Rental and Alamo Rent-A-Car locations.
  • Save up to 25% off at National Car Rental and Alamo Rent A Car locations.
  • Receive 15% off admission to Cirque du Soleil shows touring Canada and 20% off resident shows in Las Vegas.
  • Be protected with purchase protection and extended warranty.

Rewards Value

Redemption Option Redemption Value (in cents)
Dream rewards used for short-haul and last minute flights (dream rewards) 15 - 20
Dream rewards used for car rentals 13 - 15
AIR MILES redeemed as cash rewards 10.5
Dream rewards used for standard flights 10 - 15
Dream rewards redeemed for merchandise 9 - 13
Dream rewards used to book hotels 9 - 11

AIR MILES are worth 10.5 cents each when redeemed as Cash Rewards and worth anywhere from 9 to upwards of 20 cents each when redeemed for Dream Rewards.

Annual Fees

The BMO AIR MILES Mastercard has a $0 annual fee.

AIR MILES Calculator

Input your monthly and yearly spend amounts to find out how many AIR MILES you can earn with the BMO AIR MILES Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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