BMO AIR MILES Mastercard

Benefits & Rewards Calculator
Review the benefits of the BMO AIR MILES Mastercard and calculate how many AIR MILES you can earn based on the spend amounts you enter.
Last Updated 2022-05-30

The BMO AIR MILES Mastercard is credit card that is great for building AIR MILES at no annual fee. It earns 3 AIR MILES Rewards Miles for every $25 spent at participating AIR MILES Partners and 1 AIR MILES Rewards Mile for every $25 spent everywhere else.

Card Details At-A-Glance

Loading...
Issued By
Loading...
Annual Fee
Loading...
Foreign Transaction Fee
Loading...

BMO AIR MILES Mastercard earning rates

3X/$25 AIR MILES Partners

The BMO AIR MILES Mastercard earns 3 AIR MILES Rewards Miles for every $25 spent with AIR MILES partners. Partners will vary by providence and can change at any time.

Examples include:

  • Staples
  • Safeway
  • Alamo
  • Budget
  • Sobeys
  • Shell
  • Samsung
  • Cineplex
  • IGA

You can check out the AIR MILES Partners page for the full list of eligible partners.

2X/$15 Select Car Rentals

As a BMO AIR MILES Mastercard holder, you'll earn 2 AIR MILES Rewards Miles for every $15 spent at participating National Car Rental and Alamo Rent-A-Car locations.

1X/$25 Everything Else

All other purchases with the BMO AIR MILES Mastercard will earn you 1 AIR MILES Rewards Mile for every $25 you spend.

BMO AIR MILES Mastercard benefits

Car Rental Savings

As a BMO cardholder, you'll save up to 25% off at National Car Rental and Alamo Rent A Car locations. You can use contract ID number 3717122 when booking on nationalcar.com and contract ID number 7014883 when booking on alamo.com.

Entertainment Discounts

As a BMO cardholder, you will receive 15% off admission to Cirque du Soleil shows touring Canada and 20% off resident shows in Las Vegas.

Shopping Coverage

BMO AIR MILES Mastercard point value

AIR MILES Value
Redemption Value per reward mile in cents
Dream rewards used for short-haul and last minute flights (dream rewards) 15 - 20
Dream rewards used for car rentals 13 - 15
AIR MILES redeemed as cash rewards 10.5
Dream rewards used for standard flights 10 - 15
Dream rewards redeemed for merchandise 9 - 13
Dream rewards used to book hotels 9 - 11

AIR MILES earned with the BMO AIR MILES Mastercard are worth 10.5 cents each when redeemed as Cash Rewards and worth anywhere from 9 to upwards of 20 cents each when redeemed for Dream Rewards.

AIR MILES Calculator

Input your monthly and yearly spend amounts to find out how many AIR MILES you can earn with the BMO AIR MILES Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.