HSBC Metal World Elite Mastercard

Card Value & HSBC Points Calculator
HSBC Metal World Elite® Mastercard®

The HSBC Metal World Elite® Mastercard® is at the top of HSBC Canada's credit card list in terms of earning rates and benefits. It offers up to 3% back in travel rewards, lounge access, a $200 travel enhancement credit, no foreign transaction fees, and top-notch travel and shopping coverage.

Rewards Rates

Earn 3% in travel rewards on all eligible purchases (6 points per $1).
Earn 2% in travel rewards on all eligible gas, grocery, and drugstore purchases (4 points per $1).
Earn 1% in travel rewards on all other purchases (2 points per $1).

Key Cardholder Benefits

  • Every year, you will receive a $200 travel credit redeemable towards travel purchases made to your Metal World Elite Mastercard. This includes seat upgrades, baggage fees, and airport lounge passes.
  • Receive a complimentary membership to Travel Pass provided by DragonPass. This allows you and one guest to enjoy unlimited access at no extra cost to over 1,300 airport lounges worldwide for just US$32 per person.
  • Receive 10% off hotel bookings with Expedia and Agoda when you book directly through the HSBC Expedia and HSBC Agoda websites.
  • Receive complimentary Boingo Wi-Fi at over 1 million hotspots worldwide. With this membership, you'll be able to connect up to four devices at airports, hotels, and popular places around town.
  • Be protected with extensive insurance coverage including emergency travel medical insurance, trip cancellation/interruption insurance, trip delay insurance, car rental insurance, flight delay insurance, and more.

Rewards Value

Redemption option Redemption value in cents
Travel 0.5

HSBC points earned with the Metal World Elite Mastercard are worth 0.5 cents each in travel rewards. This means that 10,000 points is equal to $50 in value towards airfare, hotels, car rentals, and other forms of travel.

Annual Fees

The annual fee for the HSBC Metal World Elite Mastercard is $499. If you are an HSBC Private client, you will receive a full annual fee rebate.

Additional cards can be added for $0.

Income Requirements

In order to apply for the HSBC Metal World Elite Mastercard, you must:

  • Be an HSBC Private client
  • Have a minimum annual gross personal income of $80,000 or a minimum annual gross household income of $150,000
  • Be a permanent Canadian resident
  • Be at the age of majority in your province of residence

HSBC Points Calculator

Input your monthly and yearly spend amounts into the point calculator to find out how many HSBC points you can earn with the HSBC Metal World Elite Mastercard. Compare the results side by side up to two cards from any issuer to see which cards earn you the best returns.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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