HSBC +Rewards Mastercard

Benefits & HSBC Canada Point Calculator
Review the benefits of the HSBC +Rewards Mastercard and calculate how many HSBC Canada points you can earn based on the spend amounts you enter.
Last Updated 2022-06-02

The HSBC +Rewards Mastercard is a low-annual fee rewards card that earns points best redeemed towards travel. It offers 2 HSBC points per $1 spent on eligible dining or entertainment purchases and 1 point per $1 spent on all other purchases.

Outside of that, the card features your standard HSBC benefits along with extended warranty and price protection on your purchases.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

HSBC +Rewards Mastercard earning rates

2X Dining

The HSBC +Rewards Mastercard earns 2 HSBC points per $1 spent on dining purchases. This equal to 1% back in travel rewards.

Dining purchases include:

  • Restaurants
  • Bars
  • Nightclubs
  • Fast Food Restaurants
Entertainment purchases include:

  • Movie Theatures
  • Theatre Producers
  • Ticket Agencies
  • Bands
  • Orchestras
  • Professional Sports Clubs
  • Sports Promoters
  • Tourist Attractions
  • Aquariums
  • Zoos
  • Amusement Parks
  • Video Game Arcades
  • Billiards
  • Bowling Alleys
  • Video Entertainment Rental Stores
  • Recreational Services

All other purchases made to the HSBC +Rewards Mastercard earns 1 HSBC point per $1 spent. This is equal to 0.5% back in travel rewards.

HSBC +Rewards Mastercard benefits

Shopping Coverage

HSBC +Rewards Mastercard point value

Redemption option Redemption value in cents
Travel 0.5

HSBC points earned with the HSBC +Rewards Mastercard are worth 0.5 cents each in travel rewards. This means that 10,000 points is equal to $50 in value towards airfare, hotels, car rentals, and other forms of travel.

HSBC Canada Point Calculator

Input your monthly and yearly spend amounts to calculate how many points you can earn with the HSBC +Rewards Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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