Quick Overview
Earning Points
HSBC Rewards points are earned using HSBC Rewards credit cards. Every $1 you spend across these cards will earn you 1 HSBC Rewards point along with bonus points based on any multipliers the card has.
Redeeming Points
HSBC points can be redeemed for travel, financial rewards, gift cards, and merchandise.
HSBC Points Value
HSBC points are worth 0.5 cents each when redeemed towards travel. This means that 10,000 points would be equal to CA$50 in travel value.
HSBC Transfer Partners
HSBC points can be transferred to 3 frequent flyer partners.
HSBC Canada Credit Card Point Calculators
Use our credit card rewards calculator to calculate total HSBC points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
HSBC Metal World Elite® Mastercard®
Currently Closed To New Applicants
- Earn 1% - 3% in travel rewards.
- Receive a $200 annual travel enhancement credit.
- Complimentary membership to Travel Pass provided by DragonPass.
- Pay no additional foreign transaction fees — only the exchange rate will apply.
- $499 annual fee; HSBC Private clients receive a full annual fee rebate.
HSBC World Elite® Mastercard®
Currently Closed To New Applicants
- Earn 1% - 3% in travel rewards.
- Receive a $100 annual travel enhancement credit.
- Complimentary membership to Travel Pass provided by DragonPass.
- Extensive insurance coverage.
- $149 annual fee.
HSBC +Rewards™ Mastercard®
Currently Closed To New Applicants
- Earn 1X - 2X points.
- Receive the lowest interest rate on purchases, cash advances, and balance transfers.
- Be protected with insurance coverage and price protection service.
- $25 annual fee.
HSBC Travel Rewards Mastercard
Currently Closed To New Applicants
- Earn 0.5% - 1.5% in travel rewards.
- Be protected with travel and purchase insurance.
- $0 annual fee.
